Commercial Auto Insurance safeguards your business vehicles with coverage for physical damage and liability beyond personal policies. Whether it’s called commercial car, truck, or fleet insurance, this coverage meets various business needs. At Stein Insurance, our experts will find the best policy for your business.

Why Choose Commercial Auto Insurance?

If your vehicle is used for business beyond commuting, a commercial policy is essential. This includes:

• Transporting goods or passengers for a fee
• Conducting services with your vehicle
• Higher liability needs due to your work
• Hauling heavy tools, equipment, or towing trailers
• Vehicles operated by employees or owned by a corporation

Vehicles titled under a business name or used for business require commercial auto insurance. Personal auto policies often exclude business use, so protect yourself and avoid coverage gaps with a commercial policy.

What Does Commercial Auto Insurance Cover?

Like personal policies, it includes liability, collision, comprehensive, medical payments, and uninsured motorist coverage, but with different eligibility, definitions, coverages, exclusions, and limits.

What are the coverages?

Hired and Non-Owned Auto Insurance provides liability coverage for businesses when employees use personal or rented vehicles for work purposes. It covers damages or injuries caused while driving these vehicles, protecting the business from potential lawsuits or claims.