Blog

When Should You Review Your Insurance & Why?

When & Why Should You Review Your Insurance?   It is critical to review your insurance coverage regularly to help ensure that your property, your standard of living, your retirement savings, and your loved ones are well protected. During an insurance review, you should evaluate your home, renters, auto, ...

Stay Home . Stay Safe . Stay Healthy

We know this is a difficult time for everyone. It’s exceedingly important to stay connected and keep our mind and body active! Below are some ideas for walking into the weekend. How have you and your family enjoyed passing the time? Share your ideas and keep the positivity flowing! 1. ...

COVID-19 Insurance FAQ's

Below is are responses to some of the common insurance related question we have received regarding COVID-19. We are continuing to monitor the situation and are here as a resource to answer insurance related questions.   Will Business Income & Extra Expense Apply? “Business Interruption” coverage attaches to your property ...

Habitational Risk Insurance

What is it? Habitational Risk Insurance is designed for commercial residential properties such as apartment buildings, homeowners associations, condominium associations, and rented homes. Who needs it? Anyone renting property to others should consider Habitational Risk Insurance. This includes single-dwelling landlords, condominium and townhome associations, boarding houses, and student dormitories. Why ...

Workers Compensation & Certificates Of Insurance

In the state of Minnesota, a business with employees is required to carry workers compensation insurance. This provides coverage for employees in the event of a work-related injury. Seems easy enough, right? Well, things start to get a little more complicated when the use of subcontractors is introduced. Why? Because ...

Home Builders & Contractors - Our History

Some Quick Highlights & How We Can Help Proud Member Of The Builders Association Of The Twin Cities          Specialty Programs Designed For Home Builders And Exclusive To Our Agency Combination Home Warranty & Insurance Solutions Risk Consulting & Complete Program Review Assistance ...

Data Compromise & Cyber Liability

You may see Data Compromise coverage included in your commercial insurance package. You may hear whisperings or read articles about a product called Cyber Liability. You may wonder - What’s the difference? Is there a difference? Does my business have an exposure to this? Is my business properly covered? ...

Why Choose an Independent Insurance Agent?

What is an Independent Insurance Agent? For an insurance company, there are two common methods for selling insurance. One is to use a Direct Writer approach, and the other is to use an Independent Insurance Agent. A Direct Writer represents one company. They sell the insurance company’s policy directly ...