Summer’s nearly here. How are you making the most of it? If you’ve got big plans for a Northwoods ATV excursion, weekends boating on your favorite lake, or a tour of Wisconsin’s state parks in your RV, Stein Insurance is here to help you protect your investment with comprehensive RV insurance.
We love helping outdoor lovers find the right coverage for the vehicles that propel their summer adventures. Let’s take a closer look at RV insurance coverage and why it is a good idea to protect yourself and your vehicles with RV insurance before heading out for some summer fun in Wisconsin and Minnesota.
Why You Need RV Insurance
RV insurance is designed to protect your vehicle, your liability, and your peace of mind while you’re out enjoying the delights of a Wisconsin or Minnesota summer. You may think that your standard auto or homeowners policy covers your RVs, but this is not always the case, making RV insurance essential.
Many types of RVs require their own insurance coverage to protect you and your property. Here’s a look at the types of vehicles we can insure with a comprehensive and affordable RV policy:
- Motorhomes and camper vans
- Travel trailers and fifth-wheels
- ATVs and UTVs
- Boats and personal watercraft
- Dirt bikes and off-road motorcycles
- Snowmobiles
- Ice fishing houses
Common Coverages Included in Your RV Insurance Policy
What your RV insurance policy covers depends on the type of vehicle. The independent insurance agents at Stein Insurance will review your needs with you and find a policy that is the right fit for you. It may include the following coverage.
Liability Protection
Liability covers bodily injury and property damage that you may cause while operating your recreational vehicle.
Collision Coverage
Collision pays for damage to your recreational vehicle if you collide with another vehicle or object.
Comprehensive Coverage
Comprehensive covers non-collision incidents such as theft, fire, vandalism, and storm damage.
Medical Payments
If you or your passengers are injured while using your recreational vehicle, your RV insurance policy may cover related medical expenses.
Uninsured/Underinsured Motorist Coverage
For road vehicles, uninsured/underinsured motorist coverage protects you in the event that you’re hit by someone with little or no insurance.
Additional Options
The coverage above is the foundation of your RV insurance policy. Depending on your needs, you may opt into additional coverage, including:
- Total loss replacement
- Roadside assistance
- Vacation liability
- Coverage for accessories such as awnings and satellite dishes
Stein Insurance Can Get You Road Ready
As an independent insurance agency, Stein Insurance works with multiple top-rated carriers to find the right RV insurance policy for you. We can get you road ready with a competitively priced, customized policy. We’re experts in the regional risks in Wisconsin and Minnesota, from our severe weather to the most popular travel destinations. Let us help you adequately cover your vehicle, wherever it takes you. Wondering what your RV insurance options are? Get in touch with our local, expert team today.
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Whether it’s about the quality of our customer service, the convenience of our online policy management, or the overall satisfaction with your insurance plan, your review is incredibly important to us. It not only celebrates our commitment to quality but also helps others discover what makes Stein Insurance a preferred choice for insurance services. Thank you for your support and for helping us continue to deliver exceptional service!