What Employers Need to Know About Workers’ Compensation {"@context":"https://schema.org","@graph":[{"@type":"Place","@id":"https://steininsurance.com/#place","geo":{"@type":"GeoCoordinates","latitude":"45.39011799418153","longitude":" -92.84749827116461"},"hasMap":"https://www.google.com/maps/search/?api=1&query=45.39011799418153, -92.84749827116461","address":{"@type":"PostalAddress","streetAddress":"12800 Lake Blvd","addressLocality":"Lindstrom","addressRegion":"MN","postalCode":"55045"}},{"@type":["InsuranceAgency","Organization"],"@id":"https://steininsurance.com/#organization","name":"Stein Insurance: Personal Attention. Comprehensive Coverage. Secure Future.","url":"https://steininsurance.com","sameAs":["https://www.facebook.com/SteinInsuranceAgencyInc"],"address":{"@type":"PostalAddress","streetAddress":"12800 Lake Blvd","addressLocality":"Lindstrom","addressRegion":"MN","postalCode":"55045"},"logo":{"@type":"ImageObject","@id":"https://steininsurance.com/#logo","url":"https://steininsurance.com/wp-content/uploads/2024/11/Stein-Logo-2C.png","contentUrl":"https://steininsurance.com/wp-content/uploads/2024/11/Stein-Logo-2C.png","caption":"Stein Insurance: Personal Attention. Comprehensive Coverage. Secure Future.","inLanguage":"en-US","width":"758","height":"243"},"openingHours":["Mo,Tu,We,Th 09:30-16:00","Fr 09:30-1330"],"description":"Stein Insurance stands out as a trusted partner on your journey to a secure future. As an independent insurance agency, we prioritize each client's unique needs, offering exceptional property and casualty insurance solutions. Whether you're a small to mid-size business owner or an individual seeking coverage for your home, auto, or life, our commitment to integrity, excellence, and continuous improvement shines through every interaction. Trust us to be your guide to a confident tomorrow at Stein Insurance.","location":{"@id":"https://steininsurance.com/#place"},"image":{"@id":"https://steininsurance.com/#logo"},"telephone":"1-651-257-1042"},{"@type":"WebSite","@id":"https://steininsurance.com/#website","url":"https://steininsurance.com","name":"Stein Insurance: Personal Attention. Comprehensive Coverage. Secure Future.","publisher":{"@id":"https://steininsurance.com/#organization"},"inLanguage":"en-US"},{"@type":"ImageObject","@id":"https://steininsurance.com/wp-content/uploads/2025/06/workers-compensation-scaled.webp","url":"https://steininsurance.com/wp-content/uploads/2025/06/workers-compensation-scaled.webp","width":"1920","height":"1310","caption":"Workers\u2019 Compensation","inLanguage":"en-US"},{"@type":"BreadcrumbList","@id":"https://steininsurance.com/workers-compensation-in-minnesota-and-wisconsin-what-employers-need-to-know/#breadcrumb","itemListElement":[{"@type":"ListItem","position":"1","item":{"@id":"https://steininsurance.com","name":"Home"}},{"@type":"ListItem","position":"2","item":{"@id":"https://steininsurance.com/workers-compensation-in-minnesota-and-wisconsin-what-employers-need-to-know/","name":"Workers\u2019 Compensation in Minnesota and Wisconsin: What Employers Need to Know"}}]},{"@type":"WebPage","@id":"https://steininsurance.com/workers-compensation-in-minnesota-and-wisconsin-what-employers-need-to-know/#webpage","url":"https://steininsurance.com/workers-compensation-in-minnesota-and-wisconsin-what-employers-need-to-know/","name":"What Employers Need to Know About Workers\u2019 Compensation","datePublished":"2025-06-30T13:40:16+00:00","dateModified":"2025-12-09T19:05:22+00:00","isPartOf":{"@id":"https://steininsurance.com/#website"},"primaryImageOfPage":{"@id":"https://steininsurance.com/wp-content/uploads/2025/06/workers-compensation-scaled.webp"},"inLanguage":"en-US","breadcrumb":{"@id":"https://steininsurance.com/workers-compensation-in-minnesota-and-wisconsin-what-employers-need-to-know/#breadcrumb"}},{"@type":"Person","@id":"https://steininsurance.com/author/wpusername3239/","name":"wpusername3239","url":"https://steininsurance.com/author/wpusername3239/","image":{"@type":"ImageObject","@id":"https://secure.gravatar.com/avatar/e3b8e4b41540bfa48d6e7a9c384160d3e43c267419b97df26e500f1fc64a601d?s=96&d=mm&r=g","url":"https://secure.gravatar.com/avatar/e3b8e4b41540bfa48d6e7a9c384160d3e43c267419b97df26e500f1fc64a601d?s=96&d=mm&r=g","caption":"wpusername3239","inLanguage":"en-US"},"sameAs":["https://steininsurance.com"],"worksFor":{"@id":"https://steininsurance.com/#organization"}},{"@type":"BlogPosting","headline":"What Employers Need to Know About Workers\u2019 Compensation","keywords":"Workers\u2019 Compensation,workers compensation","datePublished":"2025-06-30T13:40:16+00:00","dateModified":"2025-12-09T19:05:22+00:00","author":{"@id":"https://steininsurance.com/author/wpusername3239/","name":"wpusername3239"},"publisher":{"@id":"https://steininsurance.com/#organization"},"description":"Both Minnesota and Wisconsin require employers with employees to carry workers\u2019 compensation. Running afoul of this requirement carries major consequences in","name":"What Employers Need to Know About Workers\u2019 Compensation","@id":"https://steininsurance.com/workers-compensation-in-minnesota-and-wisconsin-what-employers-need-to-know/#richSnippet","isPartOf":{"@id":"https://steininsurance.com/workers-compensation-in-minnesota-and-wisconsin-what-employers-need-to-know/#webpage"},"image":{"@id":"https://steininsurance.com/wp-content/uploads/2025/06/workers-compensation-scaled.webp"},"inLanguage":"en-US","mainEntityOfPage":{"@id":"https://steininsurance.com/workers-compensation-in-minnesota-and-wisconsin-what-employers-need-to-know/#webpage"}}]} img:is([sizes=auto i],[sizes^="auto," i]){contain-intrinsic-size:3000px 1500px} /*# sourceURL=wp-img-auto-sizes-contain-inline-css */ img.wp-smiley, img.emoji { display: inline !important; border: none !important; box-shadow: none !important; height: 1em !important; width: 1em !important; margin: 0 0.07em !important; vertical-align: -0.1em !important; background: none !important; padding: 0 !important; } /*# sourceURL=wp-emoji-styles-inline-css */ :root{--wp-block-synced-color:#7a00df;--wp-block-synced-color--rgb:122,0,223;--wp-bound-block-color:var(--wp-block-synced-color);--wp-editor-canvas-background:#ddd;--wp-admin-theme-color:#007cba;--wp-admin-theme-color--rgb:0,124,186;--wp-admin-theme-color-darker-10:#006ba1;--wp-admin-theme-color-darker-10--rgb:0,107,160.5;--wp-admin-theme-color-darker-20:#005a87;--wp-admin-theme-color-darker-20--rgb:0,90,135;--wp-admin-border-width-focus:2px}@media (min-resolution:192dpi){:root{--wp-admin-border-width-focus:1.5px}}.wp-element-button{cursor:pointer}:root .has-very-light-gray-background-color{background-color:#eee}:root .has-very-dark-gray-background-color{background-color:#313131}:root .has-very-light-gray-color{color:#eee}:root .has-very-dark-gray-color{color:#313131}:root .has-vivid-green-cyan-to-vivid-cyan-blue-gradient-background{background:linear-gradient(135deg,#00d084,#0693e3)}:root .has-purple-crush-gradient-background{background:linear-gradient(135deg,#34e2e4,#4721fb 50%,#ab1dfe)}:root .has-hazy-dawn-gradient-background{background:linear-gradient(135deg,#faaca8,#dad0ec)}:root .has-subdued-olive-gradient-background{background:linear-gradient(135deg,#fafae1,#67a671)}:root .has-atomic-cream-gradient-background{background:linear-gradient(135deg,#fdd79a,#004a59)}:root .has-nightshade-gradient-background{background:linear-gradient(135deg,#330968,#31cdcf)}:root .has-midnight-gradient-background{background:linear-gradient(135deg,#020381,#2874fc)}:root{--wp--preset--font-size--normal:16px;--wp--preset--font-size--huge:42px}.has-regular-font-size{font-size:1em}.has-larger-font-size{font-size:2.625em}.has-normal-font-size{font-size:var(--wp--preset--font-size--normal)}.has-huge-font-size{font-size:var(--wp--preset--font-size--huge)}:root .has-text-align-center{text-align:center}:root .has-text-align-left{text-align:left}:root .has-text-align-right{text-align:right}.has-fit-text{white-space:nowrap!important}#end-resizable-editor-section{display:none}.aligncenter{clear:both}.items-justified-left{justify-content:flex-start}.items-justified-center{justify-content:center}.items-justified-right{justify-content:flex-end}.items-justified-space-between{justify-content:space-between}.screen-reader-text{word-wrap:normal!important;border:0;clip-path:inset(50%);height:1px;margin:-1px;overflow:hidden;padding:0;position:absolute;width:1px;word-break:normal!important}.screen-reader-text:focus{background-color:#ddd;clip-path:none;color:#444;display:block;font-size:1em;height:auto;left:5px;line-height:normal;padding:15px 23px 14px;text-decoration:none;top:5px;width:auto;z-index:100000}html :where(.has-border-color){border-style:solid}html :where([style^=border-color],[style*=";border-color"],[style*="; border-color"]){border-style:solid}html :where([style^=border-top-color],[style*=";border-top-color"],[style*="; border-top-color"]){border-top-style:solid}html :where([style^=border-right-color],[style*=";border-right-color"],[style*="; border-right-color"]){border-right-style:solid}html :where([style^=border-bottom-color],[style*=";border-bottom-color"],[style*="; border-bottom-color"]){border-bottom-style:solid}html :where([style^=border-left-color],[style*=";border-left-color"],[style*="; border-left-color"]){border-left-style:solid}html :where([style^=border-width],[style*=";border-width"],[style*="; border-width"]){border-style:solid}html :where([style^=border-top-width],[style*=";border-top-width"],[style*="; border-top-width"]){border-top-style:solid}html :where([style^=border-right-width],[style*=";border-right-width"],[style*="; border-right-width"]){border-right-style:solid}html :where([style^=border-bottom-width],[style*=";border-bottom-width"],[style*="; border-bottom-width"]){border-bottom-style:solid}html :where([style^=border-left-width],[style*=";border-left-width"],[style*="; border-left-width"]){border-left-style:solid}html :where(img[class*=wp-image-]){height:auto;max-width:100%}:where(figure){margin:0 0 1em}html :where(.is-position-sticky){--wp-admin--admin-bar--position-offset:var(--wp-admin--admin-bar--height,0px)}@media screen and (max-width:600px){html :where(.is-position-sticky){--wp-admin--admin-bar--position-offset:0px}} /*# sourceURL=/wp-includes/css/dist/block-library/common.min.css */ :root { --wp-internal-comment: "Placeholder for wp_hoist_late_printed_styles() to replace with the block styles printed at wp_footer." } /*# sourceURL=wp-block-styles-placeholder-inline-css */ /* Dark cover/section overlay + on-dark text. */ body .wp-site-blocks .is-style-overlay-dark .wp-block-cover__background { background-color: var(--wp--preset--color--base-3); color: var(--wp--preset--color--contrast-3); } .wp-block-cover.is-style-overlay-dark .wp-block-cover__background.has-background-dim { opacity: 0.50 !important; } :is(.wp-block-designsetgo-section, .wp-block-designsetgo-scroll-slides).is-style-overlay-dark { --dsgo-overlay-color: var(--wp--preset--color--base-3); --dsgo-overlay-opacity: 0.50; color: var(--wp--preset--color--contrast-3); } .dsgo-image-accordion-item.is-style-overlay-dark { --dsgo-overlay-color: var(--wp--preset--color--base-3); } .wp-block-group.has-background.is-style-overlay-dark { box-shadow: inset 0 0 0 9999px color-mix(in srgb, var(--wp--preset--color--base-3) 50%, transparent); } body .wp-site-blocks .is-style-overlay-dark, body .wp-site-blocks .is-style-on-dark { --dsgo-text-color: var(--wp--preset--color--contrast-3); color: var(--wp--preset--color--contrast-3) !important; } body .wp-site-blocks .is-style-overlay-dark :is(h1,h2,h3,h4,h5,h6,p,li,blockquote,cite), body .wp-site-blocks .is-style-on-dark :is(h1,h2,h3,h4,h5,h6,p,li,blockquote,cite) { color: var(--wp--preset--color--contrast-3) !important; } /* Solid dark section background + light text. */ .is-style-bg-dark { background-color: var(--wp--preset--color--contrast); color: var(--wp--preset--color--base); } .is-style-bg-dark a { color: var(--wp--preset--color--base); } /*# sourceURL=site-designer-shared-pattern-classes-inline-css */ :root { --wp-internal-comment: "Placeholder for wp_hoist_late_printed_styles() to replace with the global-styles printed at wp_footer." } /*# sourceURL=wp-global-styles-placeholder-inline-css */ window.dataLayer = window.dataLayer || [];function gtag(){dataLayer.push(arguments);} gtag("set","linker",{"domains":["steininsurance.com"]}); gtag("js", new Date()); gtag("set", "developer_id.dZTNiMT", true); gtag("config", "GT-PJ4PCXSL", {"googlesitekit_post_type":"post"}); window._googlesitekit = window._googlesitekit || {}; window._googlesitekit.throttledEvents = []; window._googlesitekit.gtagEvent = (name, data) => { var key = JSON.stringify( { name, data } ); if ( !! window._googlesitekit.throttledEvents[ key ] ) { return; } window._googlesitekit.throttledEvents[ key ] = true; setTimeout( () => { delete window._googlesitekit.throttledEvents[ key ]; }, 5 ); gtag( "event", name, { ...data, event_source: "site-kit" } ); }; //# sourceURL=google_gtagjs-js-after .e-con.e-parent:nth-of-type(n+4):not(.e-lazyloaded):not(.e-no-lazyload), .e-con.e-parent:nth-of-type(n+4):not(.e-lazyloaded):not(.e-no-lazyload) * { background-image: none !important; } @media screen and (max-height: 1024px) { .e-con.e-parent:nth-of-type(n+3):not(.e-lazyloaded):not(.e-no-lazyload), .e-con.e-parent:nth-of-type(n+3):not(.e-lazyloaded):not(.e-no-lazyload) * { background-image: none !important; } } @media screen and (max-height: 640px) { .e-con.e-parent:nth-of-type(n+2):not(.e-lazyloaded):not(.e-no-lazyload), .e-con.e-parent:nth-of-type(n+2):not(.e-lazyloaded):not(.e-no-lazyload) * { background-image: none !important; } } .wp-block-group:not([data-dsgo-inline-bg]),.wp-block-column:not([data-dsgo-inline-bg]),.wp-block-columns:not([data-dsgo-inline-bg]){--dsgo-text-color:initial;} :is(.wp-block-designsetgo-section,.wp-block-group,.wp-block-column).has-background:not([class*="-background-color"]):not(.has-text-color):not(.is-style-footer-section):not(.is-style-header-section),.wp-block-cover:not(.has-text-color){color:var(--wp--preset--color--contrast-3) !important;--dsgo-text-color:var(--wp--preset--color--contrast-3);} body .wp-site-blocks :is(:is(.wp-block-designsetgo-section,.wp-block-group,.wp-block-column).has-background:not([class*="-background-color"]):not(.has-text-color):not(.is-style-footer-section):not(.is-style-header-section),.wp-block-cover) h1:not(.has-text-color):where(:not(.elementor *):not([data-elementor-type] *)),body .wp-site-blocks :is(:is(.wp-block-designsetgo-section,.wp-block-group,.wp-block-column).has-background:not([class*="-background-color"]):not(.has-text-color):not(.is-style-footer-section):not(.is-style-header-section),.wp-block-cover) h2:not(.has-text-color):where(:not(.elementor *):not([data-elementor-type] *)),body .wp-site-blocks :is(:is(.wp-block-designsetgo-section,.wp-block-group,.wp-block-column).has-background:not([class*="-background-color"]):not(.has-text-color):not(.is-style-footer-section):not(.is-style-header-section),.wp-block-cover) h3:not(.has-text-color):where(:not(.elementor *):not([data-elementor-type] *)),body .wp-site-blocks :is(:is(.wp-block-designsetgo-section,.wp-block-group,.wp-block-column).has-background:not([class*="-background-color"]):not(.has-text-color):not(.is-style-footer-section):not(.is-style-header-section),.wp-block-cover) h4:not(.has-text-color):where(:not(.elementor *):not([data-elementor-type] *)),body .wp-site-blocks :is(:is(.wp-block-designsetgo-section,.wp-block-group,.wp-block-column).has-background:not([class*="-background-color"]):not(.has-text-color):not(.is-style-footer-section):not(.is-style-header-section),.wp-block-cover) h5:not(.has-text-color):where(:not(.elementor *):not([data-elementor-type] *)),body .wp-site-blocks :is(:is(.wp-block-designsetgo-section,.wp-block-group,.wp-block-column).has-background:not([class*="-background-color"]):not(.has-text-color):not(.is-style-footer-section):not(.is-style-header-section),.wp-block-cover) h6:not(.has-text-color):where(:not(.elementor *):not([data-elementor-type] *)),body .wp-site-blocks :is(:is(.wp-block-designsetgo-section,.wp-block-group,.wp-block-column).has-background:not([class*="-background-color"]):not(.has-text-color):not(.is-style-footer-section):not(.is-style-header-section),.wp-block-cover) p:not(.has-text-color):where(:not(.elementor *):not([data-elementor-type] *)),body .wp-site-blocks :is(:is(.wp-block-designsetgo-section,.wp-block-group,.wp-block-column).has-background:not([class*="-background-color"]):not(.has-text-color):not(.is-style-footer-section):not(.is-style-header-section),.wp-block-cover) a:where(:not(.wp-element-button):not(.wp-block-social-link-anchor)):not(.has-text-color):where(:not(.elementor *):not([data-elementor-type] *)),body .wp-site-blocks :is(:is(.wp-block-designsetgo-section,.wp-block-group,.wp-block-column).has-background:not([class*="-background-color"]):not(.has-text-color):not(.is-style-footer-section):not(.is-style-header-section),.wp-block-cover) .wp-element-caption:not(.has-text-color):where(:not(.elementor *):not([data-elementor-type] *)){color:var(--dsgo-text-color,inherit) !important;} body .wp-site-blocks :is(.wp-block-designsetgo-section,.wp-block-group,.wp-block-column)[data-dsgo-inline-bg] .wp-block-button:is([class*="is-style-outline"],[class*="is-style-secondary"]) .wp-element-button{color:var(--dsgo-text-color,inherit) !important;border-color:currentColor !important;}body .wp-site-blocks :is(.wp-block-designsetgo-section,.wp-block-group,.wp-block-column)[data-dsgo-inline-bg] .wp-block-button:is([class*="is-style-outline"],[class*="is-style-secondary"]) .wp-element-button:hover{opacity:0.75;} body .wp-site-blocks [data-dsgo-inline-bg] h1:not(.has-text-color):where(:not(.elementor *):not([data-elementor-type] *)),body .wp-site-blocks [data-dsgo-inline-bg] h2:not(.has-text-color):where(:not(.elementor *):not([data-elementor-type] *)),body .wp-site-blocks [data-dsgo-inline-bg] h3:not(.has-text-color):where(:not(.elementor *):not([data-elementor-type] *)),body .wp-site-blocks [data-dsgo-inline-bg] h4:not(.has-text-color):where(:not(.elementor *):not([data-elementor-type] *)),body .wp-site-blocks [data-dsgo-inline-bg] h5:not(.has-text-color):where(:not(.elementor *):not([data-elementor-type] *)),body .wp-site-blocks [data-dsgo-inline-bg] h6:not(.has-text-color):where(:not(.elementor *):not([data-elementor-type] *)),body .wp-site-blocks [data-dsgo-inline-bg] p:not(.has-text-color):where(:not(.elementor *):not([data-elementor-type] *)),body .wp-site-blocks [data-dsgo-inline-bg] a:where(:not(.wp-element-button):not(.wp-block-social-link-anchor)):not(.has-text-color):where(:not(.elementor *):not([data-elementor-type] *)),body .wp-site-blocks [data-dsgo-inline-bg] .wp-element-caption:not(.has-text-color):where(:not(.elementor *):not([data-elementor-type] *)){color:var(--dsgo-text-color,inherit) !important;} .wp-block-designsetgo-section.has-background:not([data-dsgo-inline-bg]):not(.has-text-color){color:var(--wp--preset--color--contrast);--dsgo-text-color:var(--wp--preset--color--contrast);} :is(.wp-block-group,.wp-block-column).is-style-section-1:not(:is(.has-white-background-color,.has-black-background-color)),.has-background:is(.wp-block-group,.wp-block-column).is-style-section-1:not(:is(.has-white-background-color,.has-black-background-color)),.has-text-color:is(.wp-block-group,.wp-block-column).is-style-section-1:not(:is(.has-white-background-color,.has-black-background-color)){background-color:var(--wp--preset--color--accent-5);color:var(--wp--preset--color--contrast);} body .wp-site-blocks :is(.wp-block-group,.wp-block-column).is-style-section-1:not(:is(.has-white-background-color,.has-black-background-color)) h1:where(:not(.elementor *):not([data-elementor-type] *)),body .wp-site-blocks :is(.wp-block-group,.wp-block-column).is-style-section-1:not(:is(.has-white-background-color,.has-black-background-color)) h2:where(:not(.elementor *):not([data-elementor-type] *)),body .wp-site-blocks :is(.wp-block-group,.wp-block-column).is-style-section-1:not(:is(.has-white-background-color,.has-black-background-color)) h3:where(:not(.elementor *):not([data-elementor-type] *)),body .wp-site-blocks :is(.wp-block-group,.wp-block-column).is-style-section-1:not(:is(.has-white-background-color,.has-black-background-color)) h4:where(:not(.elementor *):not([data-elementor-type] *)),body .wp-site-blocks :is(.wp-block-group,.wp-block-column).is-style-section-1:not(:is(.has-white-background-color,.has-black-background-color)) h5:where(:not(.elementor *):not([data-elementor-type] *)),body .wp-site-blocks :is(.wp-block-group,.wp-block-column).is-style-section-1:not(:is(.has-white-background-color,.has-black-background-color)) h6:where(:not(.elementor *):not([data-elementor-type] *)),body .wp-site-blocks :is(.wp-block-group,.wp-block-column).is-style-section-1:not(:is(.has-white-background-color,.has-black-background-color)) p:where(:not(.elementor *):not([data-elementor-type] *)),body .wp-site-blocks :is(.wp-block-group,.wp-block-column).is-style-section-1:not(:is(.has-white-background-color,.has-black-background-color)) a:where(:not(.wp-element-button):not(.wp-block-social-link-anchor)):where(:not(.elementor *):not([data-elementor-type] *)),body .wp-site-blocks :is(.wp-block-group,.wp-block-column).is-style-section-1:not(:is(.has-white-background-color,.has-black-background-color)) .wp-element-caption:where(:not(.elementor *):not([data-elementor-type] *)){color:var(--wp--preset--color--contrast);} :is(.wp-block-group,.wp-block-column).is-style-section-2:not(:is(.has-white-background-color,.has-black-background-color)),.has-background:is(.wp-block-group,.wp-block-column).is-style-section-2:not(:is(.has-white-background-color,.has-black-background-color)),.has-text-color:is(.wp-block-group,.wp-block-column).is-style-section-2:not(:is(.has-white-background-color,.has-black-background-color)){background-color:var(--wp--preset--color--accent-2);color:var(--wp--preset--color--contrast);} body .wp-site-blocks :is(.wp-block-group,.wp-block-column).is-style-section-2:not(:is(.has-white-background-color,.has-black-background-color)) h1:where(:not(.elementor *):not([data-elementor-type] *)),body .wp-site-blocks :is(.wp-block-group,.wp-block-column).is-style-section-2:not(:is(.has-white-background-color,.has-black-background-color)) h2:where(:not(.elementor *):not([data-elementor-type] *)),body .wp-site-blocks :is(.wp-block-group,.wp-block-column).is-style-section-2:not(:is(.has-white-background-color,.has-black-background-color)) h3:where(:not(.elementor *):not([data-elementor-type] *)),body .wp-site-blocks :is(.wp-block-group,.wp-block-column).is-style-section-2:not(:is(.has-white-background-color,.has-black-background-color)) h4:where(:not(.elementor *):not([data-elementor-type] *)),body .wp-site-blocks :is(.wp-block-group,.wp-block-column).is-style-section-2:not(:is(.has-white-background-color,.has-black-background-color)) h5:where(:not(.elementor *):not([data-elementor-type] *)),body .wp-site-blocks :is(.wp-block-group,.wp-block-column).is-style-section-2:not(:is(.has-white-background-color,.has-black-background-color)) h6:where(:not(.elementor *):not([data-elementor-type] *)),body .wp-site-blocks :is(.wp-block-group,.wp-block-column).is-style-section-2:not(:is(.has-white-background-color,.has-black-background-color)) p:where(:not(.elementor *):not([data-elementor-type] *)),body .wp-site-blocks :is(.wp-block-group,.wp-block-column).is-style-section-2:not(:is(.has-white-background-color,.has-black-background-color)) a:where(:not(.wp-element-button):not(.wp-block-social-link-anchor)):where(:not(.elementor *):not([data-elementor-type] *)),body .wp-site-blocks :is(.wp-block-group,.wp-block-column).is-style-section-2:not(:is(.has-white-background-color,.has-black-background-color)) .wp-element-caption:where(:not(.elementor *):not([data-elementor-type] *)){color:var(--wp--preset--color--contrast);} :is(.wp-block-group,.wp-block-column).is-style-section-3:not(:is(.has-white-background-color,.has-black-background-color)),.has-background:is(.wp-block-group,.wp-block-column).is-style-section-3:not(:is(.has-white-background-color,.has-black-background-color)),.has-text-color:is(.wp-block-group,.wp-block-column).is-style-section-3:not(:is(.has-white-background-color,.has-black-background-color)){background-color:var(--wp--preset--color--accent-1);color:var(--wp--preset--color--contrast);} body .wp-site-blocks :is(.wp-block-group,.wp-block-column).is-style-section-3:not(:is(.has-white-background-color,.has-black-background-color)) h1:where(:not(.elementor *):not([data-elementor-type] *)),body .wp-site-blocks :is(.wp-block-group,.wp-block-column).is-style-section-3:not(:is(.has-white-background-color,.has-black-background-color)) h2:where(:not(.elementor *):not([data-elementor-type] *)),body .wp-site-blocks :is(.wp-block-group,.wp-block-column).is-style-section-3:not(:is(.has-white-background-color,.has-black-background-color)) h3:where(:not(.elementor *):not([data-elementor-type] *)),body .wp-site-blocks :is(.wp-block-group,.wp-block-column).is-style-section-3:not(:is(.has-white-background-color,.has-black-background-color)) h4:where(:not(.elementor *):not([data-elementor-type] *)),body .wp-site-blocks :is(.wp-block-group,.wp-block-column).is-style-section-3:not(:is(.has-white-background-color,.has-black-background-color)) h5:where(:not(.elementor *):not([data-elementor-type] *)),body .wp-site-blocks :is(.wp-block-group,.wp-block-column).is-style-section-3:not(:is(.has-white-background-color,.has-black-background-color)) h6:where(:not(.elementor *):not([data-elementor-type] *)),body .wp-site-blocks :is(.wp-block-group,.wp-block-column).is-style-section-3:not(:is(.has-white-background-color,.has-black-background-color)) p:where(:not(.elementor *):not([data-elementor-type] *)),body .wp-site-blocks :is(.wp-block-group,.wp-block-column).is-style-section-3:not(:is(.has-white-background-color,.has-black-background-color)) a:where(:not(.wp-element-button):not(.wp-block-social-link-anchor)):where(:not(.elementor *):not([data-elementor-type] *)),body .wp-site-blocks :is(.wp-block-group,.wp-block-column).is-style-section-3:not(:is(.has-white-background-color,.has-black-background-color)) .wp-element-caption:where(:not(.elementor *):not([data-elementor-type] *)){color:var(--wp--preset--color--contrast);} :is(.wp-block-group,.wp-block-column).is-style-section-4:not(:is(.has-white-background-color,.has-black-background-color)),.has-background:is(.wp-block-group,.wp-block-column).is-style-section-4:not(:is(.has-white-background-color,.has-black-background-color)),.has-text-color:is(.wp-block-group,.wp-block-column).is-style-section-4:not(:is(.has-white-background-color,.has-black-background-color)){background-color:var(--wp--preset--color--accent-3);color:var(--wp--preset--color--accent-2);} body .wp-site-blocks :is(.wp-block-group,.wp-block-column).is-style-section-4:not(:is(.has-white-background-color,.has-black-background-color)) h1:where(:not(.elementor *):not([data-elementor-type] *)),body .wp-site-blocks :is(.wp-block-group,.wp-block-column).is-style-section-4:not(:is(.has-white-background-color,.has-black-background-color)) h2:where(:not(.elementor *):not([data-elementor-type] *)),body .wp-site-blocks :is(.wp-block-group,.wp-block-column).is-style-section-4:not(:is(.has-white-background-color,.has-black-background-color)) h3:where(:not(.elementor *):not([data-elementor-type] *)),body .wp-site-blocks :is(.wp-block-group,.wp-block-column).is-style-section-4:not(:is(.has-white-background-color,.has-black-background-color)) h4:where(:not(.elementor *):not([data-elementor-type] *)),body .wp-site-blocks :is(.wp-block-group,.wp-block-column).is-style-section-4:not(:is(.has-white-background-color,.has-black-background-color)) h5:where(:not(.elementor *):not([data-elementor-type] *)),body .wp-site-blocks :is(.wp-block-group,.wp-block-column).is-style-section-4:not(:is(.has-white-background-color,.has-black-background-color)) h6:where(:not(.elementor *):not([data-elementor-type] *)),body .wp-site-blocks :is(.wp-block-group,.wp-block-column).is-style-section-4:not(:is(.has-white-background-color,.has-black-background-color)) p:where(:not(.elementor *):not([data-elementor-type] *)),body .wp-site-blocks :is(.wp-block-group,.wp-block-column).is-style-section-4:not(:is(.has-white-background-color,.has-black-background-color)) a:where(:not(.wp-element-button):not(.wp-block-social-link-anchor)):where(:not(.elementor *):not([data-elementor-type] *)),body .wp-site-blocks :is(.wp-block-group,.wp-block-column).is-style-section-4:not(:is(.has-white-background-color,.has-black-background-color)) .wp-element-caption:where(:not(.elementor *):not([data-elementor-type] *)){color:var(--wp--preset--color--accent-2);} :is(.wp-block-group,.wp-block-column).is-style-section-5:not(:is(.has-white-background-color,.has-black-background-color)),.has-background:is(.wp-block-group,.wp-block-column).is-style-section-5:not(:is(.has-white-background-color,.has-black-background-color)),.has-text-color:is(.wp-block-group,.wp-block-column).is-style-section-5:not(:is(.has-white-background-color,.has-black-background-color)){background-color:var(--wp--preset--color--contrast);color:var(--wp--preset--color--base);} body .wp-site-blocks :is(.wp-block-group,.wp-block-column).is-style-section-5:not(:is(.has-white-background-color,.has-black-background-color)) h1:where(:not(.elementor *):not([data-elementor-type] *)),body .wp-site-blocks :is(.wp-block-group,.wp-block-column).is-style-section-5:not(:is(.has-white-background-color,.has-black-background-color)) h2:where(:not(.elementor *):not([data-elementor-type] *)),body .wp-site-blocks :is(.wp-block-group,.wp-block-column).is-style-section-5:not(:is(.has-white-background-color,.has-black-background-color)) h3:where(:not(.elementor *):not([data-elementor-type] *)),body .wp-site-blocks :is(.wp-block-group,.wp-block-column).is-style-section-5:not(:is(.has-white-background-color,.has-black-background-color)) h4:where(:not(.elementor *):not([data-elementor-type] *)),body .wp-site-blocks :is(.wp-block-group,.wp-block-column).is-style-section-5:not(:is(.has-white-background-color,.has-black-background-color)) h5:where(:not(.elementor *):not([data-elementor-type] *)),body .wp-site-blocks :is(.wp-block-group,.wp-block-column).is-style-section-5:not(:is(.has-white-background-color,.has-black-background-color)) h6:where(:not(.elementor *):not([data-elementor-type] *)),body .wp-site-blocks :is(.wp-block-group,.wp-block-column).is-style-section-5:not(:is(.has-white-background-color,.has-black-background-color)) p:where(:not(.elementor *):not([data-elementor-type] *)),body .wp-site-blocks :is(.wp-block-group,.wp-block-column).is-style-section-5:not(:is(.has-white-background-color,.has-black-background-color)) a:where(:not(.wp-element-button):not(.wp-block-social-link-anchor)):where(:not(.elementor *):not([data-elementor-type] *)),body .wp-site-blocks :is(.wp-block-group,.wp-block-column).is-style-section-5:not(:is(.has-white-background-color,.has-black-background-color)) .wp-element-caption:where(:not(.elementor *):not([data-elementor-type] *)){color:var(--wp--preset--color--base);} body .wp-site-blocks input:not([type="submit"]):not([type="button"]):not([type="reset"]):not([type="checkbox"]):not([type="radio"]):not([type="file"]):not([type="image"]):not([type="hidden"]),body .wp-site-blocks textarea,body .wp-site-blocks select{background-color:var(--wp--preset--color--base);color:var(--wp--preset--color--contrast);border:1px solid color-mix(in srgb, var(--wp--preset--color--contrast) 30%, transparent);} .wp-site-blocks input[type="submit"]:not(.wp-element-button),.wp-site-blocks button[type="submit"]:not(.wp-element-button){background-color:var(--wp--preset--color--accent-2);color:var(--wp--preset--color--base);border-width:0;padding:12px 30px;font-family:inherit;font-size:var(--wp--preset--font-size--medium, 1rem);line-height:inherit;cursor:pointer;} input#gform_submit_button_1 { font-family: "Hanken Grotesk", Sans-serif; font-size: 18px; font-weight: 500; background-color: var(--e-global-color-primary); border-radius: 15px 15px 15px 15px; padding: 15px 45px 15px 45px; color: white; border: 5px solid #57C1EC; } input#gform_submit_button_3 { font-family: "Hanken Grotesk", Sans-serif; font-size: 18px; font-weight: 500; background-color: var(--e-global-color-primary); border-radius: 15px 15px 15px 15px; padding: 15px 45px 15px 45px; color: white; border: 5px solid #57C1EC; } input#gform_submit_button_1:hover{ background: white; color: #124C8C; } input#gform_submit_button_3:hover{ background: white; color: #124C8C; } input#input_3_7 { width: 100%; } input#gform_submit_button_2:hover{ background: white; color: #124C8C; } input#gform_submit_button_2 { font-family: "Hanken Grotesk", Sans-serif; font-size: 18px; font-weight: 500; background-color: var(--e-global-color-primary); border-radius: 15px 15px 15px 15px; padding: 5px 15px 5px 15px; color: white; border: 5px solid #57C1EC; } input[type="text"]{ border: 2px solid #57C1EC; } input[type="email"]{ border: 2px solid #57C1EC; } input[type="tel"]{ border: 2px solid #57C1EC; } textarea{ border: 2px solid #57C1EC; } .wp-block-site-logo.is-default-size img { width: auto; height: auto; max-width: 180px; max-height: 80px; } .wp-block-site-logo img { height: auto; } [Skip to content](#content) [ (651) 257-1042 ](tel:6512571042%20) [ info@steininsurance.com ](mailto:info@steininsurance.com) [ Linkedin-in ](https://www.linkedin.com/company/27006709/) [ Facebook-f ](https://www.facebook.com/SteinInsuranceAgencyInc) [ Instagram ](https://www.instagram.com/steininsurance/) [ ](https://steininsurance.com) {"items":{"item-48":{"id":"item-48","name":"Home","attrTitle":false,"description":"","url":"https:\/\/steininsurance.com\/","target":false,"xfn":false,"itemParent":false,"itemId":48,"megaTemplateId":false,"megaContent":false,"megaContentType":"default","megaContentHasContent":true,"open":false,"badgeContent":false,"itemIcon":"","hideItemText":false,"classes":["menu-item","menu-item-type-post_type","menu-item-object-page","menu-item-home"],"signature":""},"item-50":{"id":"item-50","name":"About","attrTitle":false,"description":"","url":"https:\/\/steininsurance.com\/about\/","target":false,"xfn":false,"itemParent":false,"itemId":50,"megaTemplateId":false,"megaContent":false,"megaContentType":"default","megaContentHasContent":true,"open":false,"badgeContent":false,"itemIcon":"","hideItemText":false,"classes":["menu-item","menu-item-type-post_type","menu-item-object-page"],"signature":"","children":{"item-1660":{"id":"item-1660","name":"Our Team","attrTitle":false,"description":"","url":"\/about#our-team","target":false,"xfn":false,"itemParent":"item-50","itemId":1660,"megaTemplateId":false,"megaContent":false,"megaContentType":"default","megaContentHasContent":true,"open":false,"badgeContent":false,"itemIcon":"","hideItemText":false,"classes":["menu-item","menu-item-type-custom","menu-item-object-custom","jet-menu-item--anchor"],"signature":""},"item-1662":{"id":"item-1662","name":"Our Story","attrTitle":false,"description":"","url":"\/about#story","target":false,"xfn":false,"itemParent":"item-50","itemId":1662,"megaTemplateId":false,"megaContent":false,"megaContentType":"default","megaContentHasContent":true,"open":false,"badgeContent":false,"itemIcon":"","hideItemText":false,"classes":["menu-item","menu-item-type-custom","menu-item-object-custom","jet-menu-item--anchor"],"signature":""},"item-1659":{"id":"item-1659","name":"Our Core Values","attrTitle":false,"description":"","url":"https:\/\/steininsurance.com\/our-core-values\/","target":false,"xfn":false,"itemParent":"item-50","itemId":1659,"megaTemplateId":false,"megaContent":false,"megaContentType":"default","megaContentHasContent":true,"open":false,"badgeContent":false,"itemIcon":"","hideItemText":false,"classes":["menu-item","menu-item-type-post_type","menu-item-object-page"],"signature":""}}},"item-311":{"id":"item-311","name":"Personal","attrTitle":false,"description":"","url":"https:\/\/steininsurance.com\/personal\/","target":false,"xfn":false,"itemParent":false,"itemId":311,"megaTemplateId":false,"megaContent":false,"megaContentType":"default","megaContentHasContent":true,"open":false,"badgeContent":false,"itemIcon":"","hideItemText":false,"classes":["menu-item","menu-item-type-post_type","menu-item-object-page"],"signature":"","children":{"item-317":{"id":"item-317","name":"Homeowners","attrTitle":false,"description":"","url":"https:\/\/steininsurance.com\/personal\/homeowners-insurance\/","target":false,"xfn":false,"itemParent":"item-311","itemId":317,"megaTemplateId":false,"megaContent":false,"megaContentType":"default","megaContentHasContent":true,"open":false,"badgeContent":false,"itemIcon":"","hideItemText":false,"classes":["menu-item","menu-item-type-post_type","menu-item-object-page"],"signature":""},"item-316":{"id":"item-316","name":"Personal Auto","attrTitle":false,"description":"","url":"https:\/\/steininsurance.com\/personal\/personal-auto\/","target":false,"xfn":false,"itemParent":"item-311","itemId":316,"megaTemplateId":false,"megaContent":false,"megaContentType":"default","megaContentHasContent":true,"open":false,"badgeContent":false,"itemIcon":"","hideItemText":false,"classes":["menu-item","menu-item-type-post_type","menu-item-object-page"],"signature":""},"item-315":{"id":"item-315","name":"Recreational Vehicles and Toys","attrTitle":false,"description":"","url":"https:\/\/steininsurance.com\/personal\/recreational-vehicles-and-toys\/","target":false,"xfn":false,"itemParent":"item-311","itemId":315,"megaTemplateId":false,"megaContent":false,"megaContentType":"default","megaContentHasContent":true,"open":false,"badgeContent":false,"itemIcon":"","hideItemText":false,"classes":["menu-item","menu-item-type-post_type","menu-item-object-page"],"signature":""},"item-314":{"id":"item-314","name":"Personal Umbrella","attrTitle":false,"description":"","url":"https:\/\/steininsurance.com\/personal\/personal-umbrella\/","target":false,"xfn":false,"itemParent":"item-311","itemId":314,"megaTemplateId":false,"megaContent":false,"megaContentType":"default","megaContentHasContent":true,"open":false,"badgeContent":false,"itemIcon":"","hideItemText":false,"classes":["menu-item","menu-item-type-post_type","menu-item-object-page"],"signature":""},"item-312":{"id":"item-312","name":"Term Life Insurance","attrTitle":false,"description":"","url":"https:\/\/steininsurance.com\/personal\/term-life-insurance\/","target":false,"xfn":false,"itemParent":"item-311","itemId":312,"megaTemplateId":false,"megaContent":false,"megaContentType":"default","megaContentHasContent":true,"open":false,"badgeContent":false,"itemIcon":"","hideItemText":false,"classes":["menu-item","menu-item-type-post_type","menu-item-object-page"],"signature":""},"item-313":{"id":"item-313","name":"Bundle & Save","attrTitle":false,"description":"","url":"https:\/\/steininsurance.com\/personal\/bundle-save\/","target":false,"xfn":false,"itemParent":"item-311","itemId":313,"megaTemplateId":false,"megaContent":false,"megaContentType":"default","megaContentHasContent":true,"open":false,"badgeContent":false,"itemIcon":"","hideItemText":false,"classes":["menu-item","menu-item-type-post_type","menu-item-object-page"],"signature":""}}},"item-477":{"id":"item-477","name":"Commercial","attrTitle":false,"description":"","url":"https:\/\/steininsurance.com\/commercial\/","target":false,"xfn":false,"itemParent":false,"itemId":477,"megaTemplateId":false,"megaContent":false,"megaContentType":"elementor","megaContentHasContent":true,"open":false,"badgeContent":"","itemIcon":"","hideItemText":false,"classes":["menu-item","menu-item-type-post_type","menu-item-object-page"],"signature":"","children":{"item-481":{"id":"item-481","name":"Commercial Property","attrTitle":false,"description":"","url":"https:\/\/steininsurance.com\/commercial\/commercial-property\/","target":false,"xfn":false,"itemParent":"item-477","itemId":481,"megaTemplateId":false,"megaContent":false,"megaContentType":"default","megaContentHasContent":true,"open":false,"badgeContent":false,"itemIcon":"","hideItemText":false,"classes":["menu-item","menu-item-type-post_type","menu-item-object-page"],"signature":""},"item-1247":{"id":"item-1247","name":"\u00a0General Liability","attrTitle":false,"description":"","url":"https:\/\/steininsurance.com\/commercial\/general-liability\/","target":false,"xfn":false,"itemParent":"item-477","itemId":1247,"megaTemplateId":false,"megaContent":false,"megaContentType":"default","megaContentHasContent":true,"open":false,"badgeContent":false,"itemIcon":"","hideItemText":false,"classes":["menu-item","menu-item-type-post_type","menu-item-object-page"],"signature":""},"item-480":{"id":"item-480","name":"Commercial Auto","attrTitle":false,"description":"","url":"https:\/\/steininsurance.com\/commercial\/commercial-auto\/","target":false,"xfn":false,"itemParent":"item-477","itemId":480,"megaTemplateId":false,"megaContent":false,"megaContentType":"default","megaContentHasContent":true,"open":false,"badgeContent":false,"itemIcon":"","hideItemText":false,"classes":["menu-item","menu-item-type-post_type","menu-item-object-page"],"signature":""},"item-1056":{"id":"item-1056","name":"Workers Compensation","attrTitle":false,"description":"","url":"https:\/\/steininsurance.com\/commercial\/workers-compensation\/","target":false,"xfn":false,"itemParent":"item-477","itemId":1056,"megaTemplateId":false,"megaContent":false,"megaContentType":"default","megaContentHasContent":true,"open":false,"badgeContent":false,"itemIcon":"","hideItemText":false,"classes":["menu-item","menu-item-type-post_type","menu-item-object-page"],"signature":""},"item-482":{"id":"item-482","name":"Commercial Umbrella","attrTitle":false,"description":"","url":"https:\/\/steininsurance.com\/commercial\/commercial-umbrella\/","target":false,"xfn":false,"itemParent":"item-477","itemId":482,"megaTemplateId":false,"megaContent":false,"megaContentType":"default","megaContentHasContent":true,"open":false,"badgeContent":false,"itemIcon":"","hideItemText":false,"classes":["menu-item","menu-item-type-post_type","menu-item-object-page"],"signature":""},"item-484":{"id":"item-484","name":"Cyber Insurance","attrTitle":false,"description":"","url":"https:\/\/steininsurance.com\/commercial\/cyber-insurance\/","target":false,"xfn":false,"itemParent":"item-477","itemId":484,"megaTemplateId":false,"megaContent":false,"megaContentType":"default","megaContentHasContent":true,"open":false,"badgeContent":false,"itemIcon":"","hideItemText":false,"classes":["menu-item","menu-item-type-post_type","menu-item-object-page"],"signature":""},"item-483":{"id":"item-483","name":"Contractors and the Trades","attrTitle":false,"description":"","url":"https:\/\/steininsurance.com\/commercial\/contractors-and-the-trades\/","target":false,"xfn":false,"itemParent":"item-477","itemId":483,"megaTemplateId":false,"megaContent":false,"megaContentType":"default","megaContentHasContent":true,"open":false,"badgeContent":false,"itemIcon":"","hideItemText":false,"classes":["menu-item","menu-item-type-post_type","menu-item-object-page"],"signature":""},"item-486":{"id":"item-486","name":"Manufacturing","attrTitle":false,"description":"","url":"https:\/\/steininsurance.com\/commercial\/manufacturing\/","target":false,"xfn":false,"itemParent":"item-477","itemId":486,"megaTemplateId":false,"megaContent":false,"megaContentType":"default","megaContentHasContent":true,"open":false,"badgeContent":false,"itemIcon":"","hideItemText":false,"classes":["menu-item","menu-item-type-post_type","menu-item-object-page"],"signature":""},"item-488":{"id":"item-488","name":"Restaurants & Bars","attrTitle":false,"description":"","url":"https:\/\/steininsurance.com\/commercial\/restaurants-bars\/","target":false,"xfn":false,"itemParent":"item-477","itemId":488,"megaTemplateId":false,"megaContent":false,"megaContentType":"default","megaContentHasContent":true,"open":false,"badgeContent":false,"itemIcon":"","hideItemText":false,"classes":["menu-item","menu-item-type-post_type","menu-item-object-page"],"signature":""},"item-491":{"id":"item-491","name":"Wineries & Breweries","attrTitle":false,"description":"","url":"https:\/\/steininsurance.com\/commercial\/wineries-breweries\/","target":false,"xfn":false,"itemParent":"item-477","itemId":491,"megaTemplateId":false,"megaContent":false,"megaContentType":"default","megaContentHasContent":true,"open":false,"badgeContent":false,"itemIcon":"","hideItemText":false,"classes":["menu-item","menu-item-type-post_type","menu-item-object-page"],"signature":""},"item-485":{"id":"item-485","name":"Farm & Agribusiness","attrTitle":false,"description":"","url":"https:\/\/steininsurance.com\/commercial\/farm-agribusiness\/","target":false,"xfn":false,"itemParent":"item-477","itemId":485,"megaTemplateId":false,"megaContent":false,"megaContentType":"default","megaContentHasContent":true,"open":false,"badgeContent":false,"itemIcon":"","hideItemText":false,"classes":["menu-item","menu-item-type-post_type","menu-item-object-page"],"signature":""},"item-487":{"id":"item-487","name":"Resorts, Sports & Recreation","attrTitle":false,"description":"","url":"https:\/\/steininsurance.com\/commercial\/resorts-sports-recreation\/","target":false,"xfn":false,"itemParent":"item-477","itemId":487,"megaTemplateId":false,"megaContent":false,"megaContentType":"default","megaContentHasContent":true,"open":false,"badgeContent":false,"itemIcon":"","hideItemText":false,"classes":["menu-item","menu-item-type-post_type","menu-item-object-page"],"signature":""},"item-490":{"id":"item-490","name":"Self-Storage Facilities","attrTitle":false,"description":"","url":"https:\/\/steininsurance.com\/commercial\/self-storage-facilities\/","target":false,"xfn":false,"itemParent":"item-477","itemId":490,"megaTemplateId":false,"megaContent":false,"megaContentType":"default","megaContentHasContent":true,"open":false,"badgeContent":false,"itemIcon":"","hideItemText":false,"classes":["menu-item","menu-item-type-post_type","menu-item-object-page"],"signature":""},"item-478":{"id":"item-478","name":"Bonds","attrTitle":false,"description":"","url":"https:\/\/steininsurance.com\/commercial\/bonds\/","target":false,"xfn":false,"itemParent":"item-477","itemId":478,"megaTemplateId":false,"megaContent":false,"megaContentType":"default","megaContentHasContent":true,"open":false,"badgeContent":false,"itemIcon":"","hideItemText":false,"classes":["menu-item","menu-item-type-post_type","menu-item-object-page"],"signature":""},"item-489":{"id":"item-489","name":"Risk Management & Loss Control","attrTitle":false,"description":"","url":"https:\/\/steininsurance.com\/commercial\/risk-management-loss-control\/","target":false,"xfn":false,"itemParent":"item-477","itemId":489,"megaTemplateId":false,"megaContent":false,"megaContentType":"default","megaContentHasContent":true,"open":false,"badgeContent":false,"itemIcon":"","hideItemText":false,"classes":["menu-item","menu-item-type-post_type","menu-item-object-page"],"signature":""}}},"item-651":{"id":"item-651","name":"Claims","attrTitle":false,"description":"","url":"https:\/\/steininsurance.com\/claims\/","target":false,"xfn":false,"itemParent":false,"itemId":651,"megaTemplateId":false,"megaContent":false,"megaContentType":"default","megaContentHasContent":true,"open":false,"badgeContent":false,"itemIcon":"","hideItemText":false,"classes":["menu-item","menu-item-type-post_type","menu-item-object-page"],"signature":""},"item-55":{"id":"item-55","name":"Resources","attrTitle":false,"description":"","url":"https:\/\/steininsurance.com\/resources\/","target":false,"xfn":false,"itemParent":false,"itemId":55,"megaTemplateId":false,"megaContent":false,"megaContentType":"default","megaContentHasContent":true,"open":false,"badgeContent":false,"itemIcon":"","hideItemText":false,"classes":["menu-item","menu-item-type-post_type","menu-item-object-page"],"signature":"","children":{"item-1083":{"id":"item-1083","name":"Helpful Links","attrTitle":false,"description":"","url":"https:\/\/steininsurance.com\/helpful-links\/","target":false,"xfn":false,"itemParent":"item-55","itemId":1083,"megaTemplateId":false,"megaContent":false,"megaContentType":"default","megaContentHasContent":true,"open":false,"badgeContent":false,"itemIcon":"","hideItemText":false,"classes":["menu-item","menu-item-type-post_type","menu-item-object-page"],"signature":""},"item-1180":{"id":"item-1180","name":"Our Carriers","attrTitle":false,"description":"","url":"https:\/\/steininsurance.com\/our-carriers\/","target":false,"xfn":false,"itemParent":"item-55","itemId":1180,"megaTemplateId":false,"megaContent":false,"megaContentType":"default","megaContentHasContent":true,"open":false,"badgeContent":false,"itemIcon":"","hideItemText":false,"classes":["menu-item","menu-item-type-post_type","menu-item-object-page"],"signature":""},"item-1432":{"id":"item-1432","name":"News Room","attrTitle":false,"description":"","url":"https:\/\/steininsurance.com\/news-room\/","target":false,"xfn":false,"itemParent":"item-55","itemId":1432,"megaTemplateId":false,"megaContent":false,"megaContentType":"default","megaContentHasContent":true,"open":false,"badgeContent":false,"itemIcon":"","hideItemText":false,"classes":["menu-item","menu-item-type-post_type","menu-item-object-page"],"signature":""}}},"item-49":{"id":"item-49","name":"Blog","attrTitle":false,"description":"","url":"https:\/\/steininsurance.com\/blog\/","target":false,"xfn":false,"itemParent":false,"itemId":49,"megaTemplateId":false,"megaContent":false,"megaContentType":"default","megaContentHasContent":true,"open":false,"badgeContent":false,"itemIcon":"","hideItemText":false,"classes":["menu-item","menu-item-type-post_type","menu-item-object-page","jet-menu-item--active-by-context","jet-menu-item--active","current_page_parent"],"signature":""},"item-52":{"id":"item-52","name":"Contact Us","attrTitle":false,"description":"","url":"https:\/\/steininsurance.com\/contact-us\/","target":false,"xfn":false,"itemParent":false,"itemId":52,"megaTemplateId":false,"megaContent":false,"megaContentType":"default","megaContentHasContent":true,"open":false,"badgeContent":false,"itemIcon":"","hideItemText":false,"classes":["menu-item","menu-item-type-post_type","menu-item-object-page"],"signature":""}},"activeStateURL":"https:\/\/steininsurance.com\/workers-compensation-in-minnesota-and-wisconsin-what-employers-need-to-know\/"} [Home](https://steininsurance.com/) [About](https://steininsurance.com/about/) [Our Team](/about#our-team) [Our Story](/about#story) [Our Core Values](https://steininsurance.com/our-core-values/) [Personal](https://steininsurance.com/personal/) [Homeowners](https://steininsurance.com/personal/homeowners-insurance/) [Personal Auto](https://steininsurance.com/personal/personal-auto/) [Recreational Vehicles and Toys](https://steininsurance.com/personal/recreational-vehicles-and-toys/) [Personal Umbrella](https://steininsurance.com/personal/personal-umbrella/) [Term Life Insurance](https://steininsurance.com/personal/term-life-insurance/) [Bundle & Save](https://steininsurance.com/personal/bundle-save/) [Commercial](https://steininsurance.com/commercial/) [Commercial Property](https://steininsurance.com/commercial/commercial-property/) [ General Liability](https://steininsurance.com/commercial/general-liability/) [Commercial Auto](https://steininsurance.com/commercial/commercial-auto/) [Workers Compensation](https://steininsurance.com/commercial/workers-compensation/) [Commercial Umbrella](https://steininsurance.com/commercial/commercial-umbrella/) [Cyber Insurance](https://steininsurance.com/commercial/cyber-insurance/) [Contractors and the Trades](https://steininsurance.com/commercial/contractors-and-the-trades/) [Manufacturing](https://steininsurance.com/commercial/manufacturing/) [Restaurants & Bars](https://steininsurance.com/commercial/restaurants-bars/) [Wineries & Breweries](https://steininsurance.com/commercial/wineries-breweries/) [Farm & Agribusiness](https://steininsurance.com/commercial/farm-agribusiness/) [Resorts, Sports & Recreation](https://steininsurance.com/commercial/resorts-sports-recreation/) [Self-Storage Facilities](https://steininsurance.com/commercial/self-storage-facilities/) [Bonds](https://steininsurance.com/commercial/bonds/) [Risk Management & Loss Control](https://steininsurance.com/commercial/risk-management-loss-control/) [Claims](https://steininsurance.com/claims/) [Resources](https://steininsurance.com/resources/) [Helpful Links](https://steininsurance.com/helpful-links/) [Our Carriers](https://steininsurance.com/our-carriers/) [News Room](https://steininsurance.com/news-room/) [Blog](https://steininsurance.com/blog/) [Contact Us](https://steininsurance.com/contact-us/) [Home](https://steininsurance.com/) [About](https://steininsurance.com/about/) [Our Team](/about#our-team) [Our Story](/about#story) [Our Core Values](https://steininsurance.com/our-core-values/) [Personal](https://steininsurance.com/personal/) [Homeowners](https://steininsurance.com/personal/homeowners-insurance/) [Personal Auto](https://steininsurance.com/personal/personal-auto/) [Recreational Vehicles and Toys](https://steininsurance.com/personal/recreational-vehicles-and-toys/) [Personal Umbrella](https://steininsurance.com/personal/personal-umbrella/) [Term Life Insurance](https://steininsurance.com/personal/term-life-insurance/) [Bundle & Save](https://steininsurance.com/personal/bundle-save/) [Commercial](https://steininsurance.com/commercial/) [Commercial Property](https://steininsurance.com/commercial/commercial-property/) [ General Liability](https://steininsurance.com/commercial/general-liability/) [Commercial Auto](https://steininsurance.com/commercial/commercial-auto/) [Workers Compensation](https://steininsurance.com/commercial/workers-compensation/) [Commercial Umbrella](https://steininsurance.com/commercial/commercial-umbrella/) [Cyber Insurance](https://steininsurance.com/commercial/cyber-insurance/) [Contractors and the Trades](https://steininsurance.com/commercial/contractors-and-the-trades/) [Manufacturing](https://steininsurance.com/commercial/manufacturing/) [Restaurants & Bars](https://steininsurance.com/commercial/restaurants-bars/) [Wineries & Breweries](https://steininsurance.com/commercial/wineries-breweries/) [Farm & Agribusiness](https://steininsurance.com/commercial/farm-agribusiness/) [Resorts, Sports & Recreation](https://steininsurance.com/commercial/resorts-sports-recreation/) [Self-Storage Facilities](https://steininsurance.com/commercial/self-storage-facilities/) [Bonds](https://steininsurance.com/commercial/bonds/) [Risk Management & Loss Control](https://steininsurance.com/commercial/risk-management-loss-control/) [Claims](https://steininsurance.com/claims/) [Resources](https://steininsurance.com/resources/) [Helpful Links](https://steininsurance.com/helpful-links/) [Our Carriers](https://steininsurance.com/our-carriers/) [News Room](https://steininsurance.com/news-room/) [Blog](https://steininsurance.com/blog/) [Contact Us](https://steininsurance.com/contact-us/) # Workers’ Compensation in Minnesota and Wisconsin: What Employers Need to Know June 30, 2025 Both Minnesota and Wisconsin require employers with employees to carry workers’ compensation. Running afoul of this requirement carries major consequences in the form of stiff fines, loss of business licenses, and even criminal charges. Understanding the importance of Workers’ Compensation is crucial for all employers. The Stein Insurance agents can keep you and your business compliant. Let’s take a closer look at why workers’ compensation coverage matters and how it works in Minnesota and Wisconsin. Workers’ Compensation provides essential protection for both employees and employers, ensuring financial support in the event of workplace injuries. ## Understanding Workers’ Compensation Basics Workers’ compensation insurance is coverage that provides medical benefits and wage replacement to your employees who suffer work-related injuries or illness. Workers’ compensation coverage can pay for medical treatment and rehab services, temporary or permanent disability, lost wages during recovery, and death benefits in the event of a fatal incident. ## Why Workers’ Compensation Matters What is the reason states place such importance on workers’ compensation coverage? This is due to the benefits it provides to both you and your employees. Workers’ compensation insurance: Protects your employees and their families in the event of a workplace injury. Reduces your risk of lawsuits as a result of employee workplace injury. Improves morale and trust in your company. Ensures you’re compliant with state laws. Every state’s workers’ compensation insurance coverage requirements are different, so let’s take a look at Minnesota and Wisconsin’s laws to get an idea of what is required of your business. ## Minnesota Workers’ Compensation Requirements This is an overview of Minnesota’s workers’ compensation requirements. We encourage you to [refer to the state’s website](https://www.dli.mn.gov/business/workers-compensation) for additional requirements and information. Nearly all employers in Minnesota are required to carry workers’ compensation insurance, even if they have just one employee. Employee(s) may be full-time, part-time, or seasonal. The state defines “employee” as someone performing services for another, for hire, including minors, part-time workers, and workers who are not citizens. Minnesota businesses can purchase workers’ compensation insurance through an independent insurance agent such as Stein Insurance. ## Wisconsin Workers’ Compensation Requirements This is an overview of Wisconsin’s workers’ compensation requirements. We encourage you to [refer to the state’s website](https://dwd.wisconsin.gov/wc/employers/) for additional requirements and information. In Wisconsin, employers who employ three or more employees must carry workers’ compensation insurance. The employees may be full-time or part-time. Wisconsin businesses can purchase workers’ compensation insurance through an independent insurance agent such as Stein Insurance. ## How Stein Insurance Can Help At Stein, our independent insurance agents are experts in business insurance, including workers’ compensation insurance coverage in Minnesota and Wisconsin. We can write just your workers’ compensation policy or roll your coverage into a package with your other business insurance needs. Whatever you choose, you can be sure that our recommendations will be appropriate for your industry and your risk. Because we work with dozens of insurance carriers, you can be confident you’re paying a competitive price for your premium, too. Need to purchase workers’ compensation insurance in Minnesota and Wisconsin or want to shop your current policy? Contact the local business insurance experts at [Stein Insurance today](https://steininsurance.com/contact-us/). We sincerely value your feedback, and it plays a crucial role in enhancing our online presence and guiding potential clients in their decision-making. If you have enjoyed your time at Stein Insurance and appreciated our services, we would be grateful if you could share your experience by leaving a review on our [Facebook page](https://www.facebook.com/SteinInsuranceAgencyInc) or [Google](https://g.page/r/CQ-foO9YC3fiEBM/review). Whether it’s about the quality of our customer service, the convenience of our online policy management, or the overall satisfaction with your insurance plan, your review is incredibly important to us. It not only celebrates our commitment to quality but also helps others discover what makes Stein Insurance a preferred choice for insurance services. Thank you for your support and for helping us continue to deliver exceptional service! ## Interested in learning more? Looking for a custom quote? Stein Insurance has helped thousands of Minnesotans. Let us help you too. [ Get a Quote ](https://steininsurance.useindio.com/sign-up/5Ml3ttn3dKLa3FBnzHtb) Company [ Our Story ](https://steininsurance.com/about#story) [ News & Blog ](https://steininsurance.com/blog/) [ Our Companies ](https://steininsurance.com/our-company/) [ Contact Us ](https://steininsurance.com/contact-us/) Info [ Personal Insurance ](https://steininsurance.com/personal/) [ Commercial Insurance ](https://steininsurance.com/commercial/) [ Claims ](https://steininsurance.com/claims/) Get in touch 12800 Lake Blvd. PO Box 603 Lindstrom, MN 55045 [ 651-257-1042 ](tel:6512571042) [ info@steininsurance.com ](mailto:info@steininsurance.com) © 2026 Copyright Stein Insurance. All Rights Reserved. [ ](/) [ Linkedin-in ](https://www.linkedin.com/company/27006709/) [ Facebook-f ](https://www.facebook.com/SteinInsuranceAgencyInc) [ Instagram ](https://www.instagram.com/steininsurance/) {"prefetch":[{"source":"document","where":{"and":[{"href_matches":"/*"},{"not":{"href_matches":["/wp-*.php","/wp-admin/*","/wp-content/uploads/*","/wp-content/*","/wp-content/plugins/*","/wp-content/themes/hello-elementor/*","/*\\?(.+)"]}},{"not":{"selector_matches":"a[rel~=\"nofollow\"]"}},{"not":{"selector_matches":".no-prefetch, .no-prefetch a"}}]},"eagerness":"conservative"}]} [ ](itemDataObject.url) ( () => { const lazyloadRunObserver = () => { const lazyloadBackgrounds = document.querySelectorAll( `.e-con.e-parent:not(.e-lazyloaded)` ); const lazyloadBackgroundObserver = new IntersectionObserver( ( entries ) => { entries.forEach( ( entry ) => { if ( entry.isIntersecting ) { let lazyloadBackground = entry.target; if( lazyloadBackground ) { lazyloadBackground.classList.add( 'e-lazyloaded' ); } lazyloadBackgroundObserver.unobserve( entry.target ); } }); }, { rootMargin: '200px 0px 200px 0px' } ); lazyloadBackgrounds.forEach( ( lazyloadBackground ) => { lazyloadBackgroundObserver.observe( lazyloadBackground ); } ); }; const events = [ 'DOMContentLoaded', 'elementor/lazyload/observe', ]; events.forEach( ( event ) => { document.addEventListener( event, lazyloadRunObserver ); } ); } )(); .is-small-text{font-size:.875em}.is-regular-text{font-size:1em}.is-large-text{font-size:2.25em}.is-larger-text{font-size:3em}.has-drop-cap:not(:focus):first-letter{float:left;font-size:8.4em;font-style:normal;font-weight:100;line-height:.68;margin:.05em .1em 0 0;text-transform:uppercase}body.rtl .has-drop-cap:not(:focus):first-letter{float:none;margin-left:.1em}p.has-drop-cap.has-background{overflow:hidden}:root :where(p.has-background){padding:1.25em 2.375em}:where(p.has-text-color:not(.has-link-color)) a{color:inherit}p.has-text-align-left[style*="writing-mode:vertical-lr"],p.has-text-align-right[style*="writing-mode:vertical-rl"]{rotate:180deg} /*# sourceURL=https://steininsurance.com/wp-includes/blocks/paragraph/style.min.css */ h1:where(.wp-block-heading).has-background,h2:where(.wp-block-heading).has-background,h3:where(.wp-block-heading).has-background,h4:where(.wp-block-heading).has-background,h5:where(.wp-block-heading).has-background,h6:where(.wp-block-heading).has-background{padding:1.25em 2.375em}h1.has-text-align-left[style*=writing-mode]:where([style*=vertical-lr]),h1.has-text-align-right[style*=writing-mode]:where([style*=vertical-rl]),h2.has-text-align-left[style*=writing-mode]:where([style*=vertical-lr]),h2.has-text-align-right[style*=writing-mode]:where([style*=vertical-rl]),h3.has-text-align-left[style*=writing-mode]:where([style*=vertical-lr]),h3.has-text-align-right[style*=writing-mode]:where([style*=vertical-rl]),h4.has-text-align-left[style*=writing-mode]:where([style*=vertical-lr]),h4.has-text-align-right[style*=writing-mode]:where([style*=vertical-rl]),h5.has-text-align-left[style*=writing-mode]:where([style*=vertical-lr]),h5.has-text-align-right[style*=writing-mode]:where([style*=vertical-rl]),h6.has-text-align-left[style*=writing-mode]:where([style*=vertical-lr]),h6.has-text-align-right[style*=writing-mode]:where([style*=vertical-rl]){rotate:180deg} /*# sourceURL=https://steininsurance.com/wp-includes/blocks/heading/style.min.css */ ol,ul{box-sizing:border-box}:root :where(.wp-block-list.has-background){padding:1.25em 2.375em} /*# sourceURL=https://steininsurance.com/wp-includes/blocks/list/style.min.css */ .wp-block-image>a,.wp-block-image>figure>a{display:inline-block}.wp-block-image img{box-sizing:border-box;height:auto;max-width:100%;vertical-align:bottom}@media not (prefers-reduced-motion){.wp-block-image img.hide{visibility:hidden}.wp-block-image img.show{animation:show-content-image .4s}}.wp-block-image[style*=border-radius] img,.wp-block-image[style*=border-radius]>a{border-radius:inherit}.wp-block-image.has-custom-border img{box-sizing:border-box}.wp-block-image.aligncenter{text-align:center}.wp-block-image.alignfull>a,.wp-block-image.alignwide>a{width:100%}.wp-block-image.alignfull img,.wp-block-image.alignwide img{height:auto;width:100%}.wp-block-image .aligncenter,.wp-block-image .alignleft,.wp-block-image .alignright,.wp-block-image.aligncenter,.wp-block-image.alignleft,.wp-block-image.alignright{display:table}.wp-block-image .aligncenter>figcaption,.wp-block-image .alignleft>figcaption,.wp-block-image .alignright>figcaption,.wp-block-image.aligncenter>figcaption,.wp-block-image.alignleft>figcaption,.wp-block-image.alignright>figcaption{caption-side:bottom;display:table-caption}.wp-block-image .alignleft{float:left;margin:.5em 1em .5em 0}.wp-block-image .alignright{float:right;margin:.5em 0 .5em 1em}.wp-block-image .aligncenter{margin-left:auto;margin-right:auto}.wp-block-image :where(figcaption){margin-bottom:1em;margin-top:.5em}.wp-block-image.is-style-circle-mask img{border-radius:9999px}@supports ((-webkit-mask-image:none) or (mask-image:none)) or (-webkit-mask-image:none){.wp-block-image.is-style-circle-mask img{border-radius:0;-webkit-mask-image:url('data:image/svg+xml;utf8,');mask-image:url('data:image/svg+xml;utf8,');mask-mode:alpha;-webkit-mask-position:center;mask-position:center;-webkit-mask-repeat:no-repeat;mask-repeat:no-repeat;-webkit-mask-size:contain;mask-size:contain}}:root :where(.wp-block-image.is-style-rounded img,.wp-block-image .is-style-rounded img){border-radius:9999px}.wp-block-image figure{margin:0}.wp-lightbox-container{display:flex;flex-direction:column;position:relative}.wp-lightbox-container img{cursor:zoom-in}.wp-lightbox-container img:hover+button{opacity:1}.wp-lightbox-container button{align-items:center;backdrop-filter:blur(16px) saturate(180%);background-color:rgba(90,90,90,.25);border:none;border-radius:4px;cursor:zoom-in;display:flex;height:20px;justify-content:center;opacity:0;padding:0;position:absolute;right:16px;text-align:center;top:16px;width:20px;z-index:100}@media not (prefers-reduced-motion){.wp-lightbox-container button{transition:opacity .2s ease}}.wp-lightbox-container button:focus-visible{outline:3px auto rgba(90,90,90,.25);outline:3px auto -webkit-focus-ring-color;outline-offset:3px}.wp-lightbox-container button:hover{cursor:pointer;opacity:1}.wp-lightbox-container button:focus{opacity:1}.wp-lightbox-container button:focus,.wp-lightbox-container button:hover,.wp-lightbox-container button:not(:hover):not(:active):not(.has-background){background-color:rgba(90,90,90,.25);border:none}.wp-lightbox-overlay{box-sizing:border-box;cursor:zoom-out;height:100vh;left:0;overflow:hidden;position:fixed;top:0;visibility:hidden;width:100%;z-index:100000}.wp-lightbox-overlay .wp-lightbox-close-button{align-items:center;cursor:pointer;display:flex;font-family:inherit;gap:8px;justify-content:center;line-height:1;min-height:40px;min-width:40px;padding:0 4px;position:absolute;right:calc(env(safe-area-inset-right) + 16px);top:calc(env(safe-area-inset-top) + 16px);z-index:5000000}.wp-lightbox-overlay .wp-lightbox-close-button:focus,.wp-lightbox-overlay .wp-lightbox-close-button:hover,.wp-lightbox-overlay .wp-lightbox-close-button:not(:hover):not(:active):not(.has-background){background:none;border:none}.wp-lightbox-overlay .wp-lightbox-close-button:has(.wp-lightbox-close-text:not([hidden])) .wp-lightbox-close-icon svg{height:1em;width:1em}.wp-lightbox-overlay .wp-lightbox-close-icon svg{display:block}.wp-lightbox-overlay .wp-lightbox-navigation-button-next,.wp-lightbox-overlay .wp-lightbox-navigation-button-prev{align-items:center;bottom:16px;cursor:pointer;display:flex;font-family:inherit;gap:4px;justify-content:center;line-height:1;min-height:40px;min-width:40px;padding:0 8px;position:absolute;z-index:2000002}.wp-lightbox-overlay .wp-lightbox-navigation-button-next[hidden],.wp-lightbox-overlay .wp-lightbox-navigation-button-prev[hidden]{display:none}@media (min-width:960px){.wp-lightbox-overlay .wp-lightbox-navigation-button-next,.wp-lightbox-overlay .wp-lightbox-navigation-button-prev{bottom:50%;transform:translateY(-50%)}}.wp-lightbox-overlay .wp-lightbox-navigation-button-next:focus,.wp-lightbox-overlay .wp-lightbox-navigation-button-next:hover,.wp-lightbox-overlay .wp-lightbox-navigation-button-next:not(:hover):not(:active):not(.has-background),.wp-lightbox-overlay .wp-lightbox-navigation-button-prev:focus,.wp-lightbox-overlay .wp-lightbox-navigation-button-prev:hover,.wp-lightbox-overlay .wp-lightbox-navigation-button-prev:not(:hover):not(:active):not(.has-background){background:none;border:none;padding:0 8px}.wp-lightbox-overlay .wp-lightbox-navigation-button-next:has(.wp-lightbox-navigation-text:not([hidden])) .wp-lightbox-navigation-icon svg,.wp-lightbox-overlay .wp-lightbox-navigation-button-prev:has(.wp-lightbox-navigation-text:not([hidden])) .wp-lightbox-navigation-icon svg{display:block;height:1.5em;width:1.5em}.wp-lightbox-overlay .wp-lightbox-navigation-button-prev{left:calc(env(safe-area-inset-left) + 16px)}.wp-lightbox-overlay .wp-lightbox-navigation-button-next{right:calc(env(safe-area-inset-right) + 16px)}.wp-lightbox-overlay .wp-lightbox-navigation-icon svg{vertical-align:middle}.wp-lightbox-overlay .lightbox-image-container{height:var(--wp--lightbox-container-height);left:50%;overflow:hidden;position:absolute;top:50%;transform:translate(-50%,-50%);transform-origin:top left;width:var(--wp--lightbox-container-width);z-index:2000001}.wp-lightbox-overlay .wp-block-image{align-items:center;box-sizing:border-box;display:flex;height:100%;justify-content:center;margin:0;position:relative;transform-origin:0 0;width:100%;z-index:3000000}.wp-lightbox-overlay .wp-block-image img{height:var(--wp--lightbox-image-height);min-height:var(--wp--lightbox-image-height);min-width:var(--wp--lightbox-image-width);width:var(--wp--lightbox-image-width)}.wp-lightbox-overlay .wp-block-image figcaption{display:none}.wp-lightbox-overlay button{background:none;border:none}.wp-lightbox-overlay .scrim{background-color:#fff;height:100%;opacity:.9;position:absolute;width:100%;z-index:2000000}.wp-lightbox-overlay.active{visibility:visible}@media not (prefers-reduced-motion){.wp-lightbox-overlay.active{animation:turn-on-visibility .25s both}.wp-lightbox-overlay.active img{animation:turn-on-visibility .35s both}.wp-lightbox-overlay.show-closing-animation:not(.active){animation:turn-off-visibility .35s both}.wp-lightbox-overlay.show-closing-animation:not(.active) img{animation:turn-off-visibility .25s both}.wp-lightbox-overlay.zoom.active{animation:none;opacity:1;visibility:visible}.wp-lightbox-overlay.zoom.active .lightbox-image-container{animation:lightbox-zoom-in .4s}.wp-lightbox-overlay.zoom.active .lightbox-image-container img{animation:none}.wp-lightbox-overlay.zoom.active .scrim{animation:turn-on-visibility .4s forwards}.wp-lightbox-overlay.zoom.show-closing-animation:not(.active){animation:none}.wp-lightbox-overlay.zoom.show-closing-animation:not(.active) .lightbox-image-container{animation:lightbox-zoom-out .4s}.wp-lightbox-overlay.zoom.show-closing-animation:not(.active) .lightbox-image-container img{animation:none}.wp-lightbox-overlay.zoom.show-closing-animation:not(.active) .scrim{animation:turn-off-visibility .4s forwards}}@keyframes show-content-image{0%{visibility:hidden}99%{visibility:hidden}to{visibility:visible}}@keyframes turn-on-visibility{0%{opacity:0}to{opacity:1}}@keyframes turn-off-visibility{0%{opacity:1;visibility:visible}99%{opacity:0;visibility:visible}to{opacity:0;visibility:hidden}}@keyframes lightbox-zoom-in{0%{transform:translate(calc((-100vw + var(--wp--lightbox-scrollbar-width))/2 + var(--wp--lightbox-initial-left-position)),calc(-50vh + var(--wp--lightbox-initial-top-position))) scale(var(--wp--lightbox-scale))}to{transform:translate(-50%,-50%) scale(1)}}@keyframes lightbox-zoom-out{0%{transform:translate(-50%,-50%) scale(1);visibility:visible}99%{visibility:visible}to{transform:translate(calc((-100vw + var(--wp--lightbox-scrollbar-width))/2 + var(--wp--lightbox-initial-left-position)),calc(-50vh + var(--wp--lightbox-initial-top-position))) scale(var(--wp--lightbox-scale));visibility:hidden}} /*# sourceURL=https://steininsurance.com/wp-includes/blocks/image/style.min.css */ :root{--wp--preset--aspect-ratio--square: 1;--wp--preset--aspect-ratio--4-3: 4/3;--wp--preset--aspect-ratio--3-4: 3/4;--wp--preset--aspect-ratio--3-2: 3/2;--wp--preset--aspect-ratio--2-3: 2/3;--wp--preset--aspect-ratio--16-9: 16/9;--wp--preset--aspect-ratio--9-16: 9/16;--wp--preset--color--black: #000000;--wp--preset--color--cyan-bluish-gray: #abb8c3;--wp--preset--color--white: #ffffff;--wp--preset--color--pale-pink: #f78da7;--wp--preset--color--vivid-red: #cf2e2e;--wp--preset--color--luminous-vivid-orange: #ff6900;--wp--preset--color--luminous-vivid-amber: #fcb900;--wp--preset--color--light-green-cyan: #7bdcb5;--wp--preset--color--vivid-green-cyan: #00d084;--wp--preset--color--pale-cyan-blue: #8ed1fc;--wp--preset--color--vivid-cyan-blue: #0693e3;--wp--preset--color--vivid-purple: #9b51e0;--wp--preset--gradient--vivid-cyan-blue-to-vivid-purple: linear-gradient(135deg,rgb(6,147,227) 0%,rgb(155,81,224) 100%);--wp--preset--gradient--light-green-cyan-to-vivid-green-cyan: linear-gradient(135deg,rgb(122,220,180) 0%,rgb(0,208,130) 100%);--wp--preset--gradient--luminous-vivid-amber-to-luminous-vivid-orange: linear-gradient(135deg,rgb(252,185,0) 0%,rgb(255,105,0) 100%);--wp--preset--gradient--luminous-vivid-orange-to-vivid-red: linear-gradient(135deg,rgb(255,105,0) 0%,rgb(207,46,46) 100%);--wp--preset--gradient--very-light-gray-to-cyan-bluish-gray: linear-gradient(135deg,rgb(238,238,238) 0%,rgb(169,184,195) 100%);--wp--preset--gradient--cool-to-warm-spectrum: linear-gradient(135deg,rgb(74,234,220) 0%,rgb(151,120,209) 20%,rgb(207,42,186) 40%,rgb(238,44,130) 60%,rgb(251,105,98) 80%,rgb(254,248,76) 100%);--wp--preset--gradient--blush-light-purple: linear-gradient(135deg,rgb(255,206,236) 0%,rgb(152,150,240) 100%);--wp--preset--gradient--blush-bordeaux: linear-gradient(135deg,rgb(254,205,165) 0%,rgb(254,45,45) 50%,rgb(107,0,62) 100%);--wp--preset--gradient--luminous-dusk: linear-gradient(135deg,rgb(255,203,112) 0%,rgb(199,81,192) 50%,rgb(65,88,208) 100%);--wp--preset--gradient--pale-ocean: linear-gradient(135deg,rgb(255,245,203) 0%,rgb(182,227,212) 50%,rgb(51,167,181) 100%);--wp--preset--gradient--electric-grass: linear-gradient(135deg,rgb(202,248,128) 0%,rgb(113,206,126) 100%);--wp--preset--gradient--midnight: linear-gradient(135deg,rgb(2,3,129) 0%,rgb(40,116,252) 100%);--wp--preset--font-size--small: 13px;--wp--preset--font-size--medium: 20px;--wp--preset--font-size--large: 36px;--wp--preset--font-size--x-large: 42px;--wp--preset--spacing--20: 0.44rem;--wp--preset--spacing--30: 0.67rem;--wp--preset--spacing--40: 1rem;--wp--preset--spacing--50: 1.5rem;--wp--preset--spacing--60: 2.25rem;--wp--preset--spacing--70: 3.38rem;--wp--preset--spacing--80: 5.06rem;--wp--preset--shadow--natural: 6px 6px 9px rgba(0, 0, 0, 0.2);--wp--preset--shadow--deep: 12px 12px 50px rgba(0, 0, 0, 0.4);--wp--preset--shadow--sharp: 6px 6px 0px rgba(0, 0, 0, 0.2);--wp--preset--shadow--outlined: 6px 6px 0px -3px rgb(255, 255, 255), 6px 6px rgb(0, 0, 0);--wp--preset--shadow--crisp: 6px 6px 0px rgb(0, 0, 0);}.wp-block-button{--wp--preset--dimension--25: 25%;--wp--preset--dimension--50: 50%;--wp--preset--dimension--75: 75%;--wp--preset--dimension--100: 100%;}:root { --wp--style--global--content-size: 800px;--wp--style--global--wide-size: 1200px; }:where(body) { margin: 0; }.wp-site-blocks > .alignleft { float: left; margin-right: 2em; }.wp-site-blocks > .alignright { float: right; margin-left: 2em; }.wp-site-blocks > .aligncenter { justify-content: center; margin-left: auto; margin-right: auto; }:where(.wp-site-blocks) > * { margin-block-start: 24px; margin-block-end: 0; }:where(.wp-site-blocks) > :first-child { margin-block-start: 0; }:where(.wp-site-blocks) > :last-child { margin-block-end: 0; }:root { --wp--style--block-gap: 24px; }:root :where(.is-layout-flow) > :first-child{margin-block-start: 0;}:root :where(.is-layout-flow) > :last-child{margin-block-end: 0;}:root :where(.is-layout-flow) > *{margin-block-start: 24px;margin-block-end: 0;}:root :where(.is-layout-constrained) > :first-child{margin-block-start: 0;}:root :where(.is-layout-constrained) > :last-child{margin-block-end: 0;}:root :where(.is-layout-constrained) > *{margin-block-start: 24px;margin-block-end: 0;}:root :where(.is-layout-flex){gap: 24px;}:root :where(.is-layout-grid){gap: 24px;}.is-layout-flow > .alignleft{float: left;margin-inline-start: 0;margin-inline-end: 2em;}.is-layout-flow > .alignright{float: right;margin-inline-start: 2em;margin-inline-end: 0;}.is-layout-flow > .aligncenter{margin-left: auto !important;margin-right: auto !important;}.is-layout-constrained > .alignleft{float: left;margin-inline-start: 0;margin-inline-end: 2em;}.is-layout-constrained > .alignright{float: right;margin-inline-start: 2em;margin-inline-end: 0;}.is-layout-constrained > .aligncenter{margin-left: auto !important;margin-right: auto !important;}.is-layout-constrained > :where(:not(.alignleft):not(.alignright):not(.alignfull)){max-width: var(--wp--style--global--content-size);margin-left: auto !important;margin-right: auto !important;}.is-layout-constrained > .alignwide{max-width: var(--wp--style--global--wide-size);}body .is-layout-flex{display: flex;}.is-layout-flex{flex-wrap: wrap;align-items: center;}.is-layout-flex > :is(*, div){margin: 0;}body .is-layout-grid{display: grid;}.is-layout-grid > :is(*, div){margin: 0;}body{padding-top: 0px;padding-right: 0px;padding-bottom: 0px;padding-left: 0px;}:root :where(.wp-element-button, .wp-block-button__link){background-color: #32373c;border-width: 0;color: #fff;font-family: inherit;font-size: inherit;font-style: inherit;font-weight: inherit;letter-spacing: inherit;line-height: inherit;padding-top: calc(0.667em + 2px);padding-right: calc(1.333em + 2px);padding-bottom: calc(0.667em + 2px);padding-left: calc(1.333em + 2px);text-decoration: none;text-transform: inherit;}.has-black-color{color: var(--wp--preset--color--black) !important;}.has-cyan-bluish-gray-color{color: var(--wp--preset--color--cyan-bluish-gray) !important;}.has-white-color{color: var(--wp--preset--color--white) !important;}.has-pale-pink-color{color: var(--wp--preset--color--pale-pink) !important;}.has-vivid-red-color{color: var(--wp--preset--color--vivid-red) !important;}.has-luminous-vivid-orange-color{color: var(--wp--preset--color--luminous-vivid-orange) !important;}.has-luminous-vivid-amber-color{color: var(--wp--preset--color--luminous-vivid-amber) !important;}.has-light-green-cyan-color{color: var(--wp--preset--color--light-green-cyan) !important;}.has-vivid-green-cyan-color{color: var(--wp--preset--color--vivid-green-cyan) !important;}.has-pale-cyan-blue-color{color: var(--wp--preset--color--pale-cyan-blue) !important;}.has-vivid-cyan-blue-color{color: var(--wp--preset--color--vivid-cyan-blue) !important;}.has-vivid-purple-color{color: var(--wp--preset--color--vivid-purple) !important;}.has-black-background-color{background-color: var(--wp--preset--color--black) !important;}.has-cyan-bluish-gray-background-color{background-color: var(--wp--preset--color--cyan-bluish-gray) !important;}.has-white-background-color{background-color: var(--wp--preset--color--white) !important;}.has-pale-pink-background-color{background-color: var(--wp--preset--color--pale-pink) !important;}.has-vivid-red-background-color{background-color: var(--wp--preset--color--vivid-red) !important;}.has-luminous-vivid-orange-background-color{background-color: var(--wp--preset--color--luminous-vivid-orange) !important;}.has-luminous-vivid-amber-background-color{background-color: var(--wp--preset--color--luminous-vivid-amber) !important;}.has-light-green-cyan-background-color{background-color: var(--wp--preset--color--light-green-cyan) !important;}.has-vivid-green-cyan-background-color{background-color: var(--wp--preset--color--vivid-green-cyan) !important;}.has-pale-cyan-blue-background-color{background-color: var(--wp--preset--color--pale-cyan-blue) !important;}.has-vivid-cyan-blue-background-color{background-color: var(--wp--preset--color--vivid-cyan-blue) !important;}.has-vivid-purple-background-color{background-color: var(--wp--preset--color--vivid-purple) !important;}.has-black-border-color{border-color: var(--wp--preset--color--black) !important;}.has-cyan-bluish-gray-border-color{border-color: var(--wp--preset--color--cyan-bluish-gray) !important;}.has-white-border-color{border-color: var(--wp--preset--color--white) !important;}.has-pale-pink-border-color{border-color: var(--wp--preset--color--pale-pink) !important;}.has-vivid-red-border-color{border-color: var(--wp--preset--color--vivid-red) !important;}.has-luminous-vivid-orange-border-color{border-color: var(--wp--preset--color--luminous-vivid-orange) !important;}.has-luminous-vivid-amber-border-color{border-color: var(--wp--preset--color--luminous-vivid-amber) !important;}.has-light-green-cyan-border-color{border-color: var(--wp--preset--color--light-green-cyan) !important;}.has-vivid-green-cyan-border-color{border-color: var(--wp--preset--color--vivid-green-cyan) !important;}.has-pale-cyan-blue-border-color{border-color: var(--wp--preset--color--pale-cyan-blue) !important;}.has-vivid-cyan-blue-border-color{border-color: var(--wp--preset--color--vivid-cyan-blue) !important;}.has-vivid-purple-border-color{border-color: var(--wp--preset--color--vivid-purple) !important;}.has-vivid-cyan-blue-to-vivid-purple-gradient-background{background: var(--wp--preset--gradient--vivid-cyan-blue-to-vivid-purple) !important;}.has-light-green-cyan-to-vivid-green-cyan-gradient-background{background: var(--wp--preset--gradient--light-green-cyan-to-vivid-green-cyan) !important;}.has-luminous-vivid-amber-to-luminous-vivid-orange-gradient-background{background: var(--wp--preset--gradient--luminous-vivid-amber-to-luminous-vivid-orange) !important;}.has-luminous-vivid-orange-to-vivid-red-gradient-background{background: var(--wp--preset--gradient--luminous-vivid-orange-to-vivid-red) !important;}.has-very-light-gray-to-cyan-bluish-gray-gradient-background{background: var(--wp--preset--gradient--very-light-gray-to-cyan-bluish-gray) !important;}.has-cool-to-warm-spectrum-gradient-background{background: var(--wp--preset--gradient--cool-to-warm-spectrum) !important;}.has-blush-light-purple-gradient-background{background: var(--wp--preset--gradient--blush-light-purple) !important;}.has-blush-bordeaux-gradient-background{background: var(--wp--preset--gradient--blush-bordeaux) !important;}.has-luminous-dusk-gradient-background{background: var(--wp--preset--gradient--luminous-dusk) !important;}.has-pale-ocean-gradient-background{background: var(--wp--preset--gradient--pale-ocean) !important;}.has-electric-grass-gradient-background{background: var(--wp--preset--gradient--electric-grass) !important;}.has-midnight-gradient-background{background: var(--wp--preset--gradient--midnight) !important;}.has-small-font-size{font-size: var(--wp--preset--font-size--small) !important;}.has-medium-font-size{font-size: var(--wp--preset--font-size--medium) !important;}.has-large-font-size{font-size: var(--wp--preset--font-size--large) !important;}.has-x-large-font-size{font-size: var(--wp--preset--font-size--x-large) !important;} /*# sourceURL=global-styles-inline-css */ var jetMenuPublicSettings = {"version":"3.0.5.1","ajaxUrl":"https://steininsurance.com/wp-admin/admin-ajax.php","isMobile":"false","getElementorTemplateApiUrl":"https://steininsurance.com/wp-json/jet-menu-api/v2/get-elementor-template-content","getBlocksTemplateApiUrl":"https://steininsurance.com/wp-json/jet-menu-api/v2/get-blocks-template-content","menuItemsApiUrl":"https://steininsurance.com/wp-json/jet-menu-api/v2/get-menu-items","mobileMenuScriptUrl":"https://steininsurance.com/wp-content/plugins/jet-menu/assets/public/js/jet-menu-mobile-menu-public-scripts.js?ver=3.0.5.1","restNonce":"f73eb8cb77","devMode":"false","wpmlLanguageCode":"","menuSettings":{"jetMenuRollUp":"true","jetMenuMouseleaveDelay":500,"jetMenuMegaWidthType":"container","jetMenuMegaWidthSelector":"","jetMenuMegaOpenSubType":"hover","jetMenuMegaAjax":"false"}}; var jetMenuPublicSettings = {"version":"3.0.5.1","ajaxUrl":"https://steininsurance.com/wp-admin/admin-ajax.php","isMobile":"false","getElementorTemplateApiUrl":"https://steininsurance.com/wp-json/jet-menu-api/v2/get-elementor-template-content","getBlocksTemplateApiUrl":"https://steininsurance.com/wp-json/jet-menu-api/v2/get-blocks-template-content","menuItemsApiUrl":"https://steininsurance.com/wp-json/jet-menu-api/v2/get-menu-items","mobileMenuScriptUrl":"https://steininsurance.com/wp-content/plugins/jet-menu/assets/public/js/jet-menu-mobile-menu-public-scripts.js?ver=3.0.5.1","restNonce":"f73eb8cb77","devMode":"false","wpmlLanguageCode":"","menuSettings":{"jetMenuRollUp":"true","jetMenuMouseleaveDelay":500,"jetMenuMegaWidthType":"container","jetMenuMegaWidthSelector":"","jetMenuMegaOpenSubType":"hover","jetMenuMegaAjax":"false"}}; //# sourceURL=jet-menu-public-scripts-js-extra function CxCSSCollector(){"use strict";var t,e=window.CxCollectedCSS;void 0!==e&&((t=document.createElement("style")).setAttribute("title",e.title),t.setAttribute("type",e.type),t.textContent=e.css,document.head.appendChild(t))}CxCSSCollector(); //# sourceURL=jet-menu-public-scripts-js-after var jetPopupData = {"version":"2.2.3.3","ajax_url":"https://steininsurance.com/wp-admin/admin-ajax.php","currentPostId":"1703","isElementor":"true","accessibility":{"popupLabel":"Popup dialog","closeButtonLabel":"Close popup"}}; //# sourceURL=jet-popup-frontend-js-extra jQuery.uiBackCompat = true; //# sourceURL=jquery-ui-core-js-before var elementorFrontendConfig = {"environmentMode":{"edit":false,"wpPreview":false,"isScriptDebug":false},"i18n":{"shareOnFacebook":"Share on Facebook","shareOnX":"Share on X","pinIt":"Pin it","download":"Download","downloadImage":"Download image","fullscreen":"Fullscreen","zoom":"Zoom","share":"Share","playVideo":"Play Video","previous":"Previous","next":"Next","close":"Close","a11yCarouselPrevSlideMessage":"Previous slide","a11yCarouselNextSlideMessage":"Next slide","a11yCarouselFirstSlideMessage":"This is the first slide","a11yCarouselLastSlideMessage":"This is the last slide","a11yCarouselPaginationBulletMessage":"Go to slide"},"is_rtl":false,"breakpoints":{"xs":0,"sm":480,"md":768,"lg":1025,"xl":1440,"xxl":1600},"responsive":{"breakpoints":{"mobile":{"label":"Mobile Portrait","value":767,"default_value":767,"direction":"max","is_enabled":true},"mobile_extra":{"label":"Mobile Landscape","value":880,"default_value":880,"direction":"max","is_enabled":false},"tablet":{"label":"Tablet Portrait","value":1024,"default_value":1024,"direction":"max","is_enabled":true},"tablet_extra":{"label":"Tablet Landscape","value":1200,"default_value":1200,"direction":"max","is_enabled":false},"laptop":{"label":"Laptop","value":1366,"default_value":1366,"direction":"max","is_enabled":false},"widescreen":{"label":"Widescreen","value":2400,"default_value":2400,"direction":"min","is_enabled":false}}, "hasCustomBreakpoints":false},"version":"4.3.5","is_static":false,"experimentalFeatures":{"e_font_icon_svg":true,"additional_custom_breakpoints":true,"container":true,"e_optimized_markup":true,"theme_builder_v2":true,"hello-theme-header-footer":true,"nested-elements":true,"import-export-customization":true,"e_pro_atomic_form":true,"e_pro_collection_loop":true,"mega-menu":true},"urls":{"assets":"https:\/\/steininsurance.com\/wp-content\/plugins\/elementor\/assets\/","ajaxurl":"https:\/\/steininsurance.com\/wp-admin\/admin-ajax.php","uploadUrl":"https:\/\/steininsurance.com\/wp-content\/uploads"},"nonces":{"floatingButtonsClickTracking":"b263c18f17","atomicFormsSendForm":"8f1659b79c"},"swiperClass":"swiper","settings":{"page":[],"editorPreferences":[]},"kit":{"active_breakpoints":["viewport_mobile","viewport_tablet"],"global_image_lightbox":"yes","lightbox_enable_counter":"yes","lightbox_enable_fullscreen":"yes","lightbox_enable_zoom":"yes","lightbox_enable_share":"yes","lightbox_title_src":"title","lightbox_description_src":"description","hello_header_logo_type":"logo","hello_header_menu_layout":"horizontal","hello_footer_logo_type":"logo"},"post":{"id":1703,"title":"What%20Employers%20Need%20to%20Know%20About%20Workers%E2%80%99%20Compensation","excerpt":"","featuredImage":"https:\/\/steininsurance.com\/wp-content\/uploads\/2025\/06\/workers-compensation-1024x698.webp"}}; //# sourceURL=elementor-frontend-js-before window._googlesitekit = window._googlesitekit || {}; window._googlesitekit.contentEvents = {"postID":1703,"isReadableSinglePost":true,"hasVimeoEmbed":false,"wordCount":649,"estimatedReadTimeSeconds":164,"isLastPageOfMultiPagePost":true,"readTimeThresholdPercent":85,"minimumReadTimeSeconds":5}; //# sourceURL=googlesitekit-events-provider-content-events-js-before var jetElements = {"ajaxUrl":"https://steininsurance.com/wp-admin/admin-ajax.php","isMobile":"false","templateApiUrl":"https://steininsurance.com/wp-json/jet-elements-api/v1/elementor-template","devMode":"false","mapboxToken":"","messages":{"invalidMail":"Please specify a valid e-mail"}}; //# sourceURL=jet-elements-js-extra wp.i18n.setLocaleData( { 'text direction\u0004ltr': [ 'ltr' ] } ); //# sourceURL=wp-i18n-js-after var ElementorProFrontendConfig = {"ajaxurl":"https:\/\/steininsurance.com\/wp-admin\/admin-ajax.php","nonce":"bb585d5bad","urls":{"assets":"https:\/\/steininsurance.com\/wp-content\/plugins\/elementor-pro\/assets\/","rest":"https:\/\/steininsurance.com\/wp-json\/"},"settings":{"lazy_load_background_images":true},"popup":{"hasPopUps":true},"shareButtonsNetworks":{"facebook":{"title":"Facebook","has_counter":true},"twitter":{"title":"Twitter"},"linkedin":{"title":"LinkedIn","has_counter":true},"pinterest":{"title":"Pinterest","has_counter":true},"reddit":{"title":"Reddit","has_counter":true},"vk":{"title":"VK","has_counter":true},"odnoklassniki":{"title":"OK","has_counter":true},"tumblr":{"title":"Tumblr"},"digg":{"title":"Digg"},"skype":{"title":"Skype"},"stumbleupon":{"title":"StumbleUpon","has_counter":true},"mix":{"title":"Mix"},"telegram":{"title":"Telegram"},"pocket":{"title":"Pocket","has_counter":true},"xing":{"title":"XING","has_counter":true},"whatsapp":{"title":"WhatsApp"},"email":{"title":"Email"},"print":{"title":"Print"},"x-twitter":{"title":"X"},"threads":{"title":"Threads"}}, "facebook_sdk":{"lang":"en_US","app_id":""},"lottie":{"defaultAnimationUrl":"https:\/\/steininsurance.com\/wp-content\/plugins\/elementor-pro\/modules\/lottie\/assets\/animations\/default.json"}}; //# sourceURL=elementor-pro-frontend-js-before {"baseUrl":"https://s.w.org/images/core/emoji/17.0.2/72x72/","ext":".png","svgUrl":"https://s.w.org/images/core/emoji/17.0.2/svg/","svgExt":".svg","source":{"concatemoji":"https://steininsurance.com/wp-includes/js/wp-emoji-release.min.js?ver=7.1.2"}} /*! This file is auto-generated */ var e="script#wp-emoji-settings",t=document.querySelector(e);if(!(t instanceof HTMLScriptElement))throw new Error("Element missing: "+e);const r=JSON.parse(t.text),s=(window._wpemojiSettings=r,"wpEmojiSettingsSupports"),o=["flag","emoji"];function i(e){try{var t={supportTests:e,timestamp:(new Date).valueOf()};sessionStorage.setItem(s,JSON.stringify(t))}catch(e){}}function c(e,t,n){e.clearRect(0,0,e.canvas.width,e.canvas.height),e.fillText(t,0,0);t=new Uint32Array(e.getImageData(0,0,e.canvas.width,e.canvas.height).data);e.clearRect(0,0,e.canvas.width,e.canvas.height),e.fillText(n,0,0);const r=new Uint32Array(e.getImageData(0,0,e.canvas.width,e.canvas.height).data);return t.every((e,t)=>e===r[t])}function p(e,t){e.clearRect(0,0,e.canvas.width,e.canvas.height),e.fillText(t,0,0);var n=e.getImageData(16,16,1,1);for(let e=0;e{o[e]=t(s,e,n,r)}),o}function a(e){var t=document.createElement("script");t.src=e,t.defer=!0,document.head.appendChild(t)}r.supports={everything:!0,everythingExceptFlag:!0},new Promise(t=>{let n=function(){try{var e=JSON.parse(sessionStorage.getItem(s));if("object"==typeof e&&"number"==typeof e.timestamp&&(new Date).valueOf(){i(n=e.data),a.terminate(),t(n)})}catch(e){}i(n=f(o,u,c,p))}t(n)}).then(e=>{for(const n in e)r.supports[n]=e[n],r.supports.everything=r.supports.everything&&r.supports[n],"flag"!==n&&(r.supports.everythingExceptFlag=r.supports.everythingExceptFlag&&r.supports[n]);var t;r.supports.everythingExceptFlag=r.supports.everythingExceptFlag&&!r.supports.flag,r.supports.everything||((t=r.source||{}).concatemoji?a(t.concatemoji):t.wpemoji&&t.twemoji&&(a(t.twemoji),a(t.wpemoji)))}); //# sourceURL=https://steininsurance.com/wp-includes/js/wp-emoji-loader.min.js 'undefined'=== typeof _trfq || (window._trfq = []);'undefined'=== typeof _trfd && (window._trfd=[]), _trfd.push({'tccl.baseHost':'secureserver.net'}), _trfd.push({'ap':'wpaas_v2'}, {'server':'8569de272030'}, {'pod':'c8-prod-p3-us-west-2'}, {'xid':'45628178'}, {'wp':'7.1.2'}, {'php':'8.2.34'}, {'loggedin':'0'}, {'cdn':'1'}, {'builder':'wp-block-editor'}, {'theme':'hello-elementor'}, {'wds':'0'}, {'wp_alloptions_count':'478'}, {'wp_alloptions_bytes':'258332'}, {'gdl_coming_soon_page':'0'} , {'appid':'758979'} ); var trafficScript = document.createElement('script'); trafficScript.src = 'https://img1.wsimg.com/signals/js/clients/scc-c2/scc-c2.min.js'; window.document.head.appendChild(trafficScript); window.addEventListener('click', function (elem) { var _elem$target, _elem$target$dataset, _window, _window$_trfq; return (elem === null || elem === void 0 ? void 0 : (_elem$target = elem.target) === null || _elem$target === void 0 ? void 0 : (_elem$target$dataset = _elem$target.dataset) === null || _elem$target$dataset === void 0 ? void 0 : _elem$target$dataset.eid) && ((_window = window) === null || _window === void 0 ? void 0 : (_window$_trfq = _window._trfq) === null || _window$_trfq === void 0 ? void 0 : _window$_trfq.push(["cmdLogEvent", "click", elem.target.dataset.eid]));});